Tips on buying a new home in charlotte,
Charlotte: The Queen City
Realty Times Feature Article by Courtney Ronan
Throughout the last several years, news headlines and economic forecasts have reported the remarkable growth of the American Southeast. Atlanta has emerged as one of the leading cities in the United States in terms of job growth. Nipping at Atlanta's heels is Charlotte, North Carolina, a city that hasn't received as much media attention. But if current trends continue, it's likely that we'll be hearing much more about this beautiful Southern city in the near future.
Charlotte was named after Queen Charlotte, wife of King George III of England. In addition to a local economy currently growing by leaps and bounds, Charlotte's other quality of life factors rank high. First, its weather: Both summers and winters are relatively mild. While Charlotte experiences a fair dose of heat and cold, including a generous dumping of snow on occasion, the city is spared from the extremes so often faced by other cities located further north along the Eastern Seaboard, as well as south into South Carolina and Florida. Despite the mild weather conditions, Charlotte does experience four distinct seasons, including a yearly display of stunning fall foliage.
Charlotte's generally humid weather conditions produce a lush landscape comprised of gently rolling hills and rich, green forests. Those favorable weather conditions provide Charlotte's residents with the opportunity to enjoy the outdoors throughout most of the year. Golf, sailing and fishing are among the locals' favorite past-times -- not to mention day trips; Charlotte lies within two hours of the Great Smoky Mountains, three hours of the beaches of North and South Carolina and two hours of the Blue Ridge Mountains. Professional sports, too, are extremely popular, thanks in large part to the presence of the NFL Carolina Panthers, the WNBA Charlotte Sting and the NBA Charlotte Hornets.
As Charlotte's economy has grown and prospered, so has its wealth of cultural opportunities, including the Charlotte Symphony and Charlotte Philharmonic Orchestra; several theater companies (among them are the Charlotte Repertory Theater, North Carolina Dance Theater and Charlotte Children's Theater); and a variety of museums, such as the Charlotte Museum of History, Mint Museum of Art and Discovery Place. The Blumenthal Performing Arts Center, a relatively new addition to Charlotte, provides an excellent venue for many of these world-class performances. Charlotte's warm reception to the arts has encouraged the development of a local population of artists, particularly along North Davidson Street, which has become something of an artists' haven. Each month the city of Charlotte hosts a Gallery Crawl on North Davidson Street, giving residents and visitors the opportunity to view the creations of local talent.
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Buying New Makes Sense
One quick glance at today's headlines, and it's no wonder that, as concerned consumers, we're pinching pennies more than ever. In a recent survey conducted by HSBC Bank USA, 64 percent of us plan to cut unnecessary spending this year. And, in a similar survey by Discover Financial Services, about half of consumers plan to cut down on such non-essential spending as dinners out and movies - even remodeling.
Still, when it comes to buying a house - something that many consumers are doing because of the many good deals to be had in a slow market - most of us prefer new. Even better, buying a new home also makes good financial sense. New homes offer countless advantages for consumers when it comes to saving money. Perhaps the biggest plus is that, since they're brand-new, the maintenance headaches that often accompany maintenance - as with older homes - simply don?t exist, and won't for a while.
New homes also use the latest in whole-house systems, like heating and air conditioning, so they're not likely to break down, saving consumers money. They're also more energy-efficient, which is also good for saving lots of green. Speaking of green, with interest rates that aren?t too far away from historic lows (just over 6 percent for a 30-year fixed mortgage as of March 11), consumers can also save money on new home mortgages. And, since mortgage interest and real estate taxes are deductible, it's another way to save money by buying a new home, especially when it comes to tax time.
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