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Home insurance policies can read like a foreign language. Don’t get discouraged. Here are definitions of basic home insurance coverage terms that will help you understand this important piece of your financial safety net.

Select the right kind of home insurance and secure your home and all your personal belongings for life.

Homeowners insurance is much more than a product you have to buy to satisfy requirements to get a mortgage. Homeowners insurance is asset protection; it is the product that allows you to regain the use and value of your family’s most important asset when it is damaged.