Your home is your family's sanctuary, and your biggest financial investment. Here's how to protect it.
Your home is your sanctuary, and you want to protect everything inside of it, from possessions to people. That's why home insurance isn't just recommended - it's required.
Home insurance can protect your home, your furniture, your possessions and, yes, even you, your family, and your guests.
However, whether you're a first-time homebuyer or a veteran in the real estate world, home insurance can sometimes feel tricky to navigate. We're here to ease the process. With our tools, you can easily choose the right home insurance for your home, at the right cost.
Most home insurance coverage is two-fold: dwelling insurance and contents (or personal property) insurance. Your dwelling insurance covers the physical structure of your home, along with attached structures. Your contents insurance coverage includes the inventory in your home. Basic home insurance policies will cover you in case of theft, fire, or vandalism. If you live in an area prone to natural disasters, it's worth looking into extended policies. Other common add-on policies include coverage for other structures, personal injury, or mold.
Similar to car insurance, your home insurance rates are determined by a combination of factors, such as the value of your home, the cost and availability of building materials, the neighborhood you live in and crime rates in the area. Homeowners can deploy many strategies to cut the cost of their insurance. Shopping around for rates and policies and comparing quotes, prices and promotions could help you snag a good deal.