The Top 10 Most Affordable Cities in South Carolina

By Sarah Scott

Aug. 30, 2025 at 11:10 PM CST

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West Columbia skyline in South Carolina

South Carolina is well known for its beautiful beaches, gardens, tasty food, and stunning palmetto trees. Whether you’re here for the barbecue, hiking trails, or even the golf courses, South Carolina has something to offer everyone. If you’re looking to move to The Palmetto State, NewHomeSource has compiled a list of the top ten most affordable cities to help inform your decision so you can buy or build your dream home and have a great place to live.

10 Most Affordable Cities

1. Newberry

Median House Value: $124,600

Average Property Tax: $1,295

Median Effective Tax Rate: 1.12%

Median Household Income: $$47,885

Newberry is located approximately 38 miles east of Greenwood. If you’re a fan of the great outdoors, you’ll be pleased to know that Newberry is home to great hiking trails and green spaces like the Wells Japanese Garden.

2. Gaffney

Median House Value: $141,100

Average Property Tax: $602

Median Effective Tax Rate: 0.46%

Median Household Income: $41,214

Life is peachy in Gaffney. The city gained its nickname of “Peach Capital of South Carolina” from its large amount of peach orchards. Other highlights of this sweet city include a local history and art museum, a veteran’s museum, and a community performing arts theater.

3. Anderson

Waterfall in Anderson, Indiana

Median House Value: $199,600

Average Property Tax: $1,185

Median Effective Tax Rate: 0.64%

Median Household Income: $44,321

Located in western South Carolina, Anderson is home to over 26,000 residents. Enjoy spending days exploring the historic district, shopping at the local malls, or brushing up on local history at their museums. On warm summer days, don’t forget to cool down at Lake Hartwell, which is a convenient drive just north of town.

4. Spartanburg

Median House Value: $185,300

Average Property Tax: $1,444

Median Effective Tax Rate: 0.84%

Median Household Income: $64,195

Spartanburg is a northern city bursting with character. You’ll find several parks and nature preserves throughout town, each containing unique features such as an amphitheater, hiking trails, and sculptures. Other interesting details from Spartanburg include the Hub City Railroad Museum, TJC Gallery, and the Piedmont Interstate Fair.

5. Orangeburg

Orangeburg, South Carolina

Median House Value: $145,000

Average Property Tax: $1,574

Median Effective Tax Rate: 1.17%

Median Household Income: $43,214

Orangeburg is located in central South Carolina and has a population of roughly 13,000 residents. The city is called “The Garden City” for its illustrious and bountiful flowers and gardens, such as the ones in Edisto Memorial Gardens. Orangeburg is also home to South Carolina State University, which includes a free on-campus museum and planetarium.

6. Sumter

Feather statue at Swan Lake in Sumter, South Carolina.

Median House Value: $188,400

Average Property Tax: $1,294

Median Effective Tax Rate: 0.74%

Median Household Income: $53,071

Approximately 43 miles east of Columbia, Sumter is home to around 20,000 residents. Enjoy relaxing at the tranquil Swan Lake Iris Gardens, shopping at the Sumter Mall, or viewing the displays at the Sumter County Gallery of Art.

7. North Augusta

Median House Value: $220,500

Average Property Tax: $839

Median Effective Tax Rate: 0.41%

Median Household Income: $90,132

North Augusta resides along the Georgia-South Carolina border, just north of Augusta, Georgia. The Savannah River lines the city’s southern border, and you’ll find plenty of riverside parks and sports courts along the shore.

8. Cayce

Median House Value: $158,900

Average Property Tax: $1,062

Median Effective Tax Rate: 0.72%

Median Household Income: $58,095

Cayce is located directly south of Columbia and along the Congaree River. Outdoor lovers will love work up a sweat hiking along the Congaree Creek Heritage Preserve trails or relax and cheer for your favorite driver at the Historic Columbia Speedway.

9. Easley

Median House Value: $243,100

Average Property Tax: $1,123

Median Effective Tax Rate: 0.5%

Median Household Income: $65,330

It’s easy living in Easley. You’ll find all the urban amenities you love, as well as plenty of entertainment opportunities lsucha roller skating rink, movie theater, parks, and sports complexes.

10. Greenwood

Median House Value: $123,400

Average Property Tax: $2,428

Median Effective Tax Rate: 2.12%

Median Household Income: $40,253

Greenwood lands the title of most affordable city in South Carolina. Located in western South Carolina, Greenwood is the home of Lander University. Check out the museums and stores located along Main Street, or spend a day relaxing at West Cambridge Park.

Check out NewHomeSource for the most complete listings of new home communities.


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Sarah Scott

Sarah graduated from Trinity University in 2012 with a degree in International Relations and Political Science. She writes blogs on new homes, decor, communities, and more for NewHomeSource. When she's not writing, you can find her spending time with her three cats.