Should I Buy A New Condo or Townhome if I Have Kids?

By Julie Gordey

Jul. 17, 2025 at 11:53 AM CST

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Yes – if it fits your family’s needs. Many families thrive in condos and townhomes. The idea that kids must grow up in a single-family home? Outdated and often unrealistic.

Why Families Choose Condos or Townhomes

Affordability + Simplicity.
  • In expensive markets, single-family homes are often out of reach.

  • Condos/townhomes offer more affordable ownership near schools, parks, and workplaces.

  • Less space = less stuff = more time spent together or outside.

Case in point: Yumna Siddiqui-Khan, a mom living in a 2BR condo: “I see my workplace from our living room window. My daughter’s daycare is a five-minute walk. Life has been simple.”

Cost Comparison
Home TypeAvg Price (U.S.)HOA FeesMaintenance CostYard Space
Single-Family$420,000+None or lowHigh (owner pays)Private
Townhome$350,000–$400,000ModerateShared or lowSmall/shared
Condo$300,000–$375,000HigherLow (exterior covered)None/shared

Condo and townhome prices vary by region. HOA fees can cover gyms, landscaping, pools, security, and more.

What Makes a Condo or Townhome Kid-Friendly?

Moving to a townhome or condo may involve downsizing. To maximize the comfort level of living in a townhouse or condo, there are some things to consider:

1. Size
  • Smaller homes can work. It’s more about how you use the space.

  • Open floor plans and minimal furniture help.

2. Layout
  • Look for wide layouts (vs. narrow/deep) to make units feel more like houses.

  • Bedrooms on the same floor = better for families with small kids.

3. Location
  • Choose walkable neighborhoods near:

    • Schools and daycare

    • Parks and libraries

    • Transit and shops

  • Some condos offer lake or park views at a fraction of the single-family price.

4. Community + Amenities
  • Look for:

    • Playground and playroom access

    • Pools, gyms, tennis courts

    • Nearby families with kids (visit on a weekend to see who’s out playing)

5. Safety
  • Some communities are gated, with security cameras and guards.

  • Look for well-lit common areas and clear emergency access routes.

6. Noise
  • Ask about soundproofing.

  • Newer units often include modern insulation between floors/walls.

What About Schools?

Start here:

  • GreatSchools.org: Compare test scores, parent reviews, and equity data.

  • Local school district websites: Check zoning boundaries and enrollment policies.

  • Visit in person: Talk to other parents, observe pickup/dropoff, and meet staff.

  • Another tip: Use Niche to search for homes by school ranking and ratings.

How to Find Family-Friendly Condos or Townhomes

  1. Talk to new home community sales reps who are versed in the area and its amenities.

  2. Visit community spaces at different times of day – are kids playing outside?

  3. Review HOA rules: Some limit number of residents per bedroom or restrict pets.

  4. Look for newer developments – many are designed with families in mind.

  5. Ask about amenities: Shared spaces, kids’ programs, proximity to nature.

Bottom Line

You don’t need a single-family house to raise happy, healthy kids.

A well-chosen condo or townhome can offer:

  • Affordability

  • Great locations

  • Built-in community

  • Less maintenance

  • More quality time

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Julie Gordey

A lifelong educator, Julie Gordey, is a retired school administrator.  After years of focusing on education, this University of Texas graduate now travels and enjoys freelance writing for BDX and NewHomeSource.com.