New homes offer customization, energy efficiency, and peace of mind – but outdated beliefs still cause buyers to second-guess. From shopping to how long it takes to build, let’s separate fact from fiction.
Why it matters: Misunderstandings about new construction can keep buyers from exploring an option that may better fit their budget, lifestyle, and long-term goals.
Common Myths About New Construction Homes
1. New homes always cost more than resale properties.
Fact: Not necessarily. While the sticker price might be higher, you get new systems, warranties, lower maintenance, and energy savings that reduce long-term costs. Plus, newer homes have stronger resale value. In 2025, the differential between a new home and an existing home is under $15,000 according to the National Association of Home Builders.
2. You can’t buy new if you're on a tight timeline.
Fact: Most builders have move-in-ready homes or those close to completion. You don’t have to wait a year to get into new construction. Buyers can find spec homes that are complete and ready for move in. Other new home inventory can be 30 to 60 days or slightly longer from completion.
3. You need more cash to buy new.
Fact: In most cases, down payments and financing options are similar to resale homes. VA, FHA, and conventional loans all apply. Bigger deposits only come with custom builds or heavy upgrades.
4. You can’t negotiate.
Fact: You might not get a lower base price, but you can often negotiate for upgrades, closing cost help, or lot premiums to be waived. Not advertised, these are ways to get more for your money. Some builders offer cash incentives.
5. No home inspections allowed.
Fact: Wrong. You can – and should – bring your own inspector, even with the multiple builder-required inspections.
6. Too many decisions to make.
Fact: Buyers can choose fully completed homes or simplified design packages. Builders also offer design help to streamline the process. Stay on budget working with a designer on-site.
7. Real estate agents aren’t allowed.
Fact: They are. Builders welcome agents, and their commission is paid by the builder – not the buyer. Agents help navigate upgrades, lot choices, contract terms, HOA fees, and amenities.
8. It’s hard to picture the final product.
Fact: Model homes, virtual tours, and even real buyer walk-throughs are all available to help you visualize your space. Sometimes the sales professional can even ask recent buyers to show you their floor plan.
Bottom line
New homes are more accessible, affordable, and customizable than many buyers realize. Long-term thinking about the value of newly built homes, such as floor plans that match the way people live today, energy-efficient systems, and the most up-to-date construction materials and techniques, can tip the scales for buyers weighing new and resale homes. Don’t let myths limit your options.
Let NewHomeSource help you start your journey. Follow us on Instagram and Facebook.
Michele Lerner
Michele Lerner is an award-winning freelance writer, editor and author who has been writing about real estate, personal finance and business topics for more than two decades.