Louisiana contains a mixture of many cultures including French, African, French-Canadian, and modern American. It is famous for its unique Cajun and Creole history and food, jazz music, and, of course, its Mardi Gras festivals. If you’re looking to move to Louisiana, or build a modular home, NewHomeSource has compiled a list of the state’s 10 most affordable cities to help you find the perfect place to call home.
10 Most Affordable Cities:
1. Bastrop
Home Price to Income Ratio: 2.9
Property Tax Rate: 1.37%
Median Household Income: $29,286
The most affordable city in Louisiana, Bastrop is located in the northeast part of the state and is known for its beautiful architecture and outdoor activities. Most locals spend their days in downtown Bastrop since it is the most happening part of the city. There are live music performances plus a variety of local businesses and restaurants. Bastrop is perfect for those wanting the small-town lifestyle in Louisiana.
2. Bogalusa
Home Price to Income Ratio: 3.2
Property Tax Rate: 0.98%
Median Household Income: $31,976
Bogalusa, often referred to as Magic City because of its fast development, is located on the border of Louisiana and Mississippi. It is known for diverse restaurants that are mainly locally owned and for kayaking and canoeing on area waterways.
3. Minden
Home Price to Income Ratio: 4.2
Property Tax Rate: 1.13%
Median Household Income: $28,233
The charming town of Minden has a vintage feel due to its Victorian architecture. Its red-bricked Main Street has many shops, churches and restaurants that present an old-time charm. Additionally, Minden offers opportunities for outdoor recreation due to the many trails, campsites and lakes in the area.
4. Jennings
Home Price to Income Ratio: 3.2
Property Tax Rate: 0.96%
Median Household Income: $39,888
Jennings is a city that encompasses Cajun culture. From the local restaurants to the music venues and festivals, this Louisiana town has a unique French twist to it. Furthermore, the surrounding countryside offers activities such as birding, hunting and water sports.
5. Abbeville
Home Price to Income Ratio: 2.5
Property Tax Rate: 0.50%
Median Household Income: $39,566
Abbeville is known for having some of the best oysters in the country. This small town is also heavily influenced by French culture and history. It has a picturesque downtown area with a beautiful gazebo, fountain, and French-inspired church. In addition, Abbeville offers prime spots for birdwatching since Louisiana is home to more than 400 bird species.
6. Opelousas
Home Price to Income Ratio: 3.5
Property Tax Rate: 0.33%
Median Household Income: $34,271
Opelousas is Louisiana’s third-oldest city and features 20th century, Victorian and antebellum buildings. The beautiful downtown area has antique shops, boutiques, and restaurants serving delicious Cajun cuisine. Opelousas also has an intriguing history that locals can learn about at the many museums in town.
7. Crowley
Home Price to Income Ratio: 4.5
Property Tax Rate: 0.87%
Median Household Income: $28,827
The quiet town of Crowley, located west of Lafayette, is surrounded by beautiful ponds that produce plenty of crawfish. Stunning Victorian homes and historic buildings help make this town stand out, and locals can spend their days relaxing at the local parks, watching a live show at the Grand Opera House of the South, or eating at one of the many delicious Cajun restaurants.
8. West Monroe
Home Price to Income Ratio: 3.5
Property Tax Rate: 0.62%
Median Household Income: $47,129
West Monroe sits on the Ouachita River and offers plenty of incredible outdoor activities. From hardwood forests to wildlife refuges and scenic hiking trails, this Louisiana town has some of the most picturesque scenery in the entire state. Additionally, there are numerous places to go shopping and enjoy a nice meal with loved ones.
9. Monroe
Home Price to Income Ratio: 4.3
Property Tax Rate: 0.51%
Median Household Income: $36,550
There are many reasons why one would want to call Monroe home. This lively town has interesting museums, opportunities for indoor and outdoor adventures, and diverse dining and shopping options. Monroe is one of the best places to visit in Louisiana and has something every local can enjoy.
10. Eunice
Home Price to Income Ratio: 3.2
Property Tax Rate: 0.77%
Median Household Income: $37,828
Eunice, also known as the prairie Cajun capital of Louisiana, gives locals a true taste of Cajun culture. Every Saturday morning, locals grab a hot boudin sausage and coffee and then listen to live music at Savoy’s Music Center. This small Louisiana town is friendly and exudes a strong community feel.
Cities with the Best Home Price to Income Ratio
The following cities have the lowest home price to income ratio, meaning you can get more home for your money.
Located just north of Baton Rouge, Baker is a great town for nature lovers. From parks and rivers to forests and wetlands, this Louisiana town offers plenty of outdoor activities.
Abbeville
Zachary is also located north of Baton Rouge, making it the perfect combination of small town and metropolitan hub. It’s a lovely place to call home, with all the expected suburban amenities including museums, parks, shops and restaurants.
Other Louisiana Resources
The 10 Best Suburbs Near Baton Rouge
10 Best State Parks in Louisiana
Best Tiny Home Builders in Louisiana
8 Best Places to Live in Louisiana
How to Build a House in Louisiana
Top 10 Most Affordable Cities in Louisiana
2021 Guide to Closing Costs in Louisiana
Drew Port
Drew Port is a writer for NewHomeSource. She writes on the homebuying process, as well as informing readers on homeownership.