The Most Affordable Cities in Washington

By Drew Port

Nov. 19, 2024 at 11:55 AM CST

panorama of skyline in longview, washington

Washington is truly a nature lover’s paradise. It is often referred to as the Evergreen State and has some of the best majestic scenery in the country. From mountains and forests to rivers and waterfalls, Washington would be the perfect state to call home.

Washington State offers a range of affordable places to live. The state's economy is diverse and strong, driven by industries like technology, aerospace, and agriculture. Major attractions like the beautiful landscapes of the Olympic National Park, vibrant Seattle with its tech hub, and the wine country of Walla Walla provide ample opportunities for recreation and enjoyment.

From urban hubs to more rural settings, fall in love with Washington state on your terms. NewHomeSource has compiled a list of the top 10 most affordable cities in Washington to help you find a new home at a great price.

10 Most Affordable Cities:

1. Sunnyside

Vineyard in Washington on a sunny day — Photo Credit: Adobe Stock

Home Price to Income Ratio: 6.04

Average Property Tax: 1.02%

Median Household Income: $49,134

The most affordable city in the state is Sunnyside. The city lives up to its cheerful name with more than 300 days of sunshine. This small city offers an affordable lifestyle compared to state and national averages, making it an attractive option for families and individuals looking to stretch their dollars further. Housing costs are particularly accessible, with new developments providing modern options without the hefty price tag seen in larger cities.

What makes Sunnyside unique is its cultural vibrancy and strong community spirit. The Sunnyside Lighted Farm Implement Parade, a beloved holiday tradition, exemplifies the town’s pride in its farming heritage.

The city is surrounded by lush green mountains and has an abundance of fresh fruits and vegetables. Residents can enjoy attractions like nearby wineries, parks, and outdoor activities in the Cascade foothills. This region’s scenic beauty, coupled with a laid-back lifestyle, draws people who appreciate the balance of rural charm and modern amenities.

The economy of Sunnyside is closely tied to its agricultural roots, thriving on vineyards, orchards, and hop fields that supply Washington’s robust wine and craft beer industries. Local employers include food processing companies and agricultural services, providing a steady economic base. The city’s location along Interstate 82 connects it conveniently to larger economic hubs like Yakima, about 35 miles away, and the Tri-Cities area, an hour’s drive southeast.

Choosing Sunnyside's affordability, friendly vibe, and proximity to natural beauty allow you to enjoy the simplicity of small-town living.

2. Grandview

Home Price to Income Ratio: 5.38

Average Property Tax: 0.69%

Median Household Income: $61,635

Grandview is a small city located in the south-central part of Washington. Grandview offers an appealing mix of affordability and community charm. While the cost of living is below the national average, housing costs here are particularly attractive, with median home prices significantly lower than in larger urban centers. This makes Grandview an excellent choice for first-time homebuyers or anyone seeking an attractive and affordable rural setting.

Grandview’s economy is anchored in agriculture, with a thriving wine industry and numerous fruit orchards shaping the landscape and job market. The city is surrounded by wineries, making it a destination for oenophiles, and local farmers' markets brim with fresh produce that reflects the region’s agricultural abundance. The area's economy is bolstered by small businesses and food processing facilities, offering steady employment opportunities.

From a strong sense of community to natural beauty, Grandview has much to offer. It is surrounded by the snowcapped Mount Rainier and Mount Adams and there’s no shortage of opportunities for outdoor fun. Local parks like Dykstra Park and the scenic views of the Yakima Valley attract outdoor enthusiasts and families alike. The Yakima River provides opportunities for fishing, kayaking, and picnicking. Residents also enjoy events like the annual Yakima Valley Fair and Rodeo, which brings the community together in celebration of its agricultural heritage.

If you are ready for a slower pace of life, strong community ties, and access to excellent local wines and fresh produce, Grandview measures up. Give this affordable city a serious look.

3. Moses Lake

Home Price to Income Ratio: 5.04

Average Property Tax: 1.24%

Median Household Income: $66,387

Moses Lake, Washington, often called the "Desert Oasis," sits in the heart of the state, surrounded by rugged terrain and shimmering waters. Its affordability stands out compared to larger cities in Washington, with housing costs offering excellent value for those seeking a blend of natural beauty and modern conveniences. The housing market is competitive but reasonable, with new builds and existing homes providing options for various budgets. Whether you're drawn to a cozy home near town or a lakeside property, there’s a place for everyone.

Moses Lake boasts more than 120 miles of shoreline and has some of the best recreational hot spots in the region. The city also borders the Columbia National Wildlife Refuge which is home to a variety of animals. The lake itself is a centerpiece, drawing residents and visitors alike for boating, fishing, and water sports.

The area’s high desert climate means more sunshine than you’d expect in Washington, making it perfect for outdoor enthusiasts. Annual events like the Moses Lake Spring Festival and the Sand Dunes for off-roading enthusiasts make this city unique, blending small-town charm with adventurous spirit. Besides the expansive outdoor activities in Moses Lake, there is also a Museum and Art Center, a Centennial Theater, and many opportunities for fun and exploration.

The dynamic economy of Moses Lake is rooted in agriculture, manufacturing, and technology. The region benefits from its proximity to major transportation routes, making it a hub for agribusiness and a growing aerospace industry. Employers like Boeing and REC Silicon have a presence here, creating diverse opportunities in a stable economic environment. The cost of living aligns with the state average, but residents appreciate the lower housing expenses compared to cities like Seattle or Spokane.

Embrace balance, embrace Moses Lake. Nature and industry coexist. Affordability meets opportunity. Natural beauty and a friendly demeanor await.

4. Kelso

Home Price to Income Ratio: 6.02

Average Property Tax: 1.01%

Median Household Income: $59,405

Kelso, Washington, often referred to as the "City of Friendly People," is a small town with a big heart. Nestled in the southwestern corner of the state, Kelso offers a more affordable lifestyle than many of its neighboring areas, with housing prices significantly lower than those in nearby Portland or Seattle. New housing developments provide options for those looking to settle in, with prices appealing to first-time buyers and retirees alike. The cost of living is generally moderate, making it an attractive choice for those seeking value without sacrificing convenience.

Kelso is known as a gateway town to the famous Mount St. Helens volcano. In Kelso, there are a variety of outdoor activities such as hiking through the spectacular mountains and forests in the shadow of Mount St. Helens, horseback riding along the Sheep Canyon Trail, and even skiing and snowmobiling at Marble Mountain Sno-Park.

Enjoy a charming mix of natural beauty and small-town atmosphere. The nearby Cowlitz River offers recreational opportunities, while local landmarks like Tam O’Shanter Park draw families for sports, picnics, and gatherings. The area’s history, highlighted by its connections to early settlement and logging, gives Kelso a sense of character that’s deeply appreciated by its residents.

Kelso's economy is historically rooted in timber, but like many towns in the region, it has diversified over the years. Local businesses and industries support the community, while its proximity to Longview and the greater Portland metro area provides additional employment opportunities. Kelso is close to major transportation routes, including I-5, making it a strategic location for commuters.

Residents enjoy a balanced pace of life, where outdoor activities and community events take center stage. Opt for Kelso where community matters, affordability, and a simpler life all coincide in the best way possible.

5. Cheney

Fishing dock on tree-lined lake — Photo Credit; Adobe Stock

Home Price to Income Ratio: 9.2

Average Property Tax: 1.13%

Median Household Income: $45,419

Cheney is known for its small-town ambiance and family-friendly environment. The town is home to Eastern Washington University which has helped shape Cheney into the quaint city that it is today. It’s an affordable area by Washington standards, particularly appealing to first-time homebuyers, young families, and retirees looking for a peaceful yet connected lifestyle. While the median home prices are gradually rising, they remain below those of nearby Spokane, making Cheney an attractive option for those seeking value and quality of life.

The local economy revolves around the university, which serves as the city’s anchor, driving employment in education, services, and retail. Beyond the academic sector, Cheney benefits from its agricultural roots, with wheat fields stretching to the horizon, and it’s increasingly connected to Spokane’s more diverse job market, just 17 miles away. The proximity to a larger city provides access to broader employment opportunities while allowing Cheney to maintain its slower pace of life.

Living in Cheney comes with perks like access to recreational treasures. Turnbull National Wildlife Refuge offers serene landscapes for hiking, birdwatching, and photography, while Fish Lake Trail provides a scenic path for bikers and joggers. The community embraces its history, evident in its charming downtown and events like the Cheney Rodeo.

Cheney’s appeal lies is an affordable, quieter setting with access to modern conveniences. For those looking to plant roots in a community that values education, outdoor living, and connectivity, Cheney checks all the boxes. It’s not just a place to live—it’s a place to thrive.

6. Spokane

Bridge over the Spokane River in Spokane, Washington.

Home Price to Income Ratio: 9.4

Average Property Tax: 0.95%

Median Household Income: $65,016

Spokane, Washington, known as the "Lilac City," blends the energy of a thriving metropolitan hub with the allure of the Pacific Northwest's natural beauty. The nickname reflects its iconic springtime festival celebrating the fragrant flowers that bloom across the region. Spokane experiences all four seasons and has many activities for indoor and outdoor lovers.

Spokane offers an affordable alternative to many cities along the West Coast. The cost of living here is below the national average, and while new housing prices have risen due to demand, they remain more accessible than those in neighboring Seattle or Portland. The city's housing market includes everything from historic Craftsman homes to modern apartments, catering to a variety of tastes and budgets.

The economy in Spokane is as dynamic as the city itself, with healthcare, education, and aerospace manufacturing serving as key industries. Major employers like Providence Health & Services, Gonzaga University, and regional tech firms provide stability and growth opportunities. The city's economic diversity supports a steady stream of new developments, making it attractive to both job seekers and entrepreneurs. Spokane's downtown area has seen a renaissance, with revitalized spaces blending historic charm and modern amenities.

Folks who enjoy skiing, snowboarding, snowmobiling, and snowshoeing will think they have struck gold in Spokane; five ski resorts are located within two hours of downtown. Outdoor enthusiasts revel in the easy access to rivers, mountains, and trails, while families appreciate the city’s robust parks system and excellent schools. Additionally, there are many venues where you can listen to live music and feast on delicious cuisines.

Spokane is hard to resist with a vibrant arts scene, quality restaurants, and the Spokane River running right through downtown. Attractions like Riverfront Park, the historic Davenport Hotel, and the Northwest Museum of Arts and Culture ensure there’s always something to explore. Add in its proximity to destinations like Coeur d'Alene, Idaho, and you have a city that feels connected to the best of the Inland Northwest.

Spokane is a perfect blend of urban convenience and rugged landscapes. The pace of life is comfortable, the opportunities are broad, and the community is welcoming. For those seeking a city that has it all without the overwhelming bustle, Spokane should speak to you.

7. Yakima

Home Price to Income Ratio: 3.79

Average Property Tax: 1.10%

Median Household Income: $61,741

Yakima, Washington, often referred to as the “Palm Springs of Washington” for its sunny climate and high desert beauty, offers a lifestyle that combines affordability with natural splendor. Housing costs here are relatively moderate compared to Washington’s coastal cities, with new homes priced competitively to attract families and young professionals. The area has seen a recent uptick in housing developments, providing options that range from suburban neighborhoods to more rural properties surrounded by orchards and vineyards.

Attention wine lovers! There are over 120 wineries in Yakima Valley – one of the Pacific Northwest’s most fertile growing regions. The economy of Yakima is rooted in agriculture, earning it a reputation as a key player in Washington’s wine and hop production. The city is surrounded by fertile farmland, making it a hub for fruit growing, especially apples and cherries. Alongside agriculture, healthcare and retail contribute significantly to the local economy, and the region’s growing wine industry brings in tourism dollars.

Major attractions like Yakima’s Greenway—a system of trails along the Yakima River—highlight the city’s commitment to outdoor living. Nature enthusiasts will enjoy Cowiche Canyon Trail, Yakima River Canyon, White Pass Ski Resort, and Mount Rainier National Park, as well as some of the best outdoor spots in and near Yakima. You will find a vibrant arts scene, a burgeoning downtown, and festivals like the Central Washington State Fair.

Living in Yakima comes with a mix of perks: a mild climate, a cost of living that’s well below the national average, and easy access to outdoor recreation. From affordability to natural beauty, Yakima is the complete package.

8. Pasco

Home Price to Income Ratio: 4.97

Average Property Tax: 0.71%

Median Household Income: $84,337

Pasco, Washington, one of the tri-cities in southeastern Washington, is known for its agricultural abundance and vibrant community, earning it a reputation as a hub for growth and opportunity. Its role as part of the Tri-Cities region—alongside Richland and Kennewick—cements its identity as a vital player in this dynamic area. Housing in Pasco is relatively affordable compared to many parts of Washington State. Median home prices are competitive, and the market has seen steady growth due to the area's increasing popularity.

The economy in Pasco is robust, anchored by agriculture, food processing, and logistics. The Columbia River and the nearby Snake and Yakima Rivers are not just scenic backdrops—they drive the region's agricultural success. Pasco's economy also benefits from its proximity to the Hanford Site and other Tri-Cities employers, offering a range of opportunities in science, technology, and trade.

This is another Washington city that is bathed in more than 300 days of sunshine annually. This means it is a haven for those who love outdoor activities like hiking, soccer, baseball, and swimming. Be sure to check out the 15 miles of paved trails overlooking the stunning Columbia River, which you can access from Sacajawea Historical State Park. From boating to fishing and hiking, the recreational opportunities run the gamut. Other options include the Franklin County Historical Museum, local wineries, and farmers' markets.

Pasco’s affordability, combined with its growing economy, sunny weather, and access to outdoor activities, makes it a standout location for those looking to relocate. Pasco is a place where opportunity and quality of life intersect.

9. Walla Walla

Vineyards in the summer in Washington — Photo Credit: Adobe Stock

Home Price to Income Ratio: 4.76

Average Property Tax: 0.90%

Median Household Income: $67,789

Walla Walla, Washington, often referred to as the "City So Nice They Named It Twice," offers a blend of small-town charm and cosmopolitan allure. The city has carved out a reputation as the heart of Washington’s wine country, boasting over 120 wineries in the region, which contributes to its unique identity and thriving tourism economy. Living here means being surrounded by lush vineyards, historic architecture, and a vibrant arts scene. It’s a community where farm-to-table dining feels less like a trend and more like a way of life.

Affordability in Walla Walla is relative. Housing costs are generally higher than the national average but remain competitive within the state. New housing developments are on the rise, offering modern homes that cater to diverse needs. The cost of living aligns with the city's economic strengths, driven by industries like agriculture, viticulture, and education. Walla Walla University and Whitman College not only enhance the local economy but also add intellectual and cultural vibrancy to the community.

There is a juxtaposition of historic charm and modern conveniences. Downtown Walla Walla is brimming with boutique shops, gourmet restaurants, and cultural landmarks, such as the Kirkman House Museum. Outdoor enthusiasts are drawn to the Blue Mountains and scenic trails that offer year-round recreation. Annual events like the Balloon Stampede and the Walla Walla Fair & Frontier Days bring the community together and highlight the city's lively spirit.

Access to amenities along with a welcoming atmosphere, puts Walla Walla on the affordable cities list.

10. Shelton

Home Price to Income Ratio: 6.6

Average Property Tax: 0.91%

Median Household Income: $57,907

Shelton, Washington, is known for its serene setting, nestled between the Olympic Mountains and Puget Sound. This small city offers the rare advantage of living near the water without the big-city price tag. Its affordability makes it stand out in a region where the cost of living can quickly soar—especially in nearby urban centers like Seattle or Tacoma. While housing prices have been on the rise, they are still manageable. The local housing market has remained steady, with single-family homes offering ample space and access to nature.

The economy of Shelton, traditionally built on timber, manufacturing, and retail, has seen gradual diversification. The city is in close proximity to the thriving ports of Puget Sound, which has bolstered its trade and logistics sectors. Local businesses remain a key part of the town’s fabric, and Shelton offers good employment opportunities within a peaceful, small-town atmosphere.

Living in Shelton offers more than just affordability and quiet. The city boasts a rich natural environment, ideal for outdoor enthusiasts who enjoy hiking, fishing, and boating. With Olympic National Park just to the north, the possibilities for exploration are endless, while the local Shelton Creek and nearby Skokomish River provide peaceful retreats. The Shelton Farmers Market, local festivals, and community events bring people together, making it a place where neighbors truly connect. The area's growing reputation for eco-tourism and sustainable living also adds to its appeal.

Consider the combination of a laid-back lifestyle, natural beauty, affordability, and easy access to major urban areas, Shelton delivers.

Cities with the Best Home Price to Income Ratio

While the list above is sorted by the lowest overall cost of living index, the following cities have the lowest home price to income ratio, meaning you can get more home for your money.