Welcome to Kentucky! In addition to the famous Kentucky Derby, the state is also well known for its bourbon, college basketball, and bluegrass music – hence the name The Bluegrass State! Kentucky also has a rich, diverse natural landscape, ranging from lush woods and rivers to rolling hills and ledges. Ready to find your new Kentucky home?
Whether you’re looking to retire in the Bluegrass State, or looking for your first Kentucky home, we’ve compiled a list of the safest cities in the state to help you make an informed decision. Known for its rolling hills, horse racing heritage, and southern hospitality, Kentucky is also home to communities where safety and peace of mind come standard. And when you find that dream home, don’t forget to brush up on Kentucky closing costs – the state boasts some of the best in the country.
The "Safest Cities" series evaluates and ranks the safest cities in each U.S. state using crime data from the FBI and state databases. Our analysis considers population size, violent and nonviolent crime rates, the most common crime, and comparisons to national and state averages. Violent crimes include homicide, assault, robbery, and sexual assault, while nonviolent crimes encompass burglary, theft, and vehicle-related offenses. Each city’s safety score is weighted, emphasizing violent crimes. Data inconsistencies and reporting variations are acknowledged as limitations. This analysis aims to help individuals and families make informed decisions about where to live.
The Top 10 Safest Cities in Kentucky
1. Villa Hills
Population: 7,537
Violent Crimes: 10
Non-Violent Crimes: 73
Most Common Crime: Property Crime
Live in Villa Hills, Kentucky. Even the name has a quiet charm to it, something almost timeless. Nestled in the northern part of Kentucky, Villa Hills is more than just a suburban stretch – it’s practically a well-kept secret sitting along the Ohio River and about 15 minutes from Cincinnati, Ohio. The proximity to a major city like Cincinnati gives it access to big-city amenities without the urban sprawl or the noise, and with the charm of small-town life intact.
They call Villa Hills “The Gateway to the Hills,” a nickname that speaks to both its landscape and the sense of elevation you feel here. The city is small and known for its rolling terrain, river views, and community-driven feel. It has a reputation for being one of the safest places in the area, with a crime rate far below the national average, making it particularly appealing to families and retirees alike. You can feel a sense of security here that isn’t easy to come by, especially with the bustling activity of Cincinnati right across the river.
For those with a love for green spaces, Villa Hills delivers with Devou Park right on its doorstep. Spanning 700 acres, Devou is more than a local park; it’s a small adventure in itself. Hike its trails, take in the views of the Cincinnati skyline, or play a few holes at its golf course. The Behringer-Crawford Museum is a snapshot of Northern Kentucky’s rich history and culture. From exhibits to live music events at the park’s amphitheater during warmer months, there's something for everyone. Just a bit farther, the Ohio River Scenic Byway winds along the water and offers its own series of parks and scenic spots.
Find cozy eateries, neighborhood bars, and family-run bakeries that bring people back for a taste of the familiar. For more entertainment and activity, Cincinnati’s a stone’s throw away with its art galleries, concerts, and dining spots. Locals often head to the Hyde Park neighborhood or Over-the-Rhine district in Cincinnati for their fix of hip boutiques and unique cafes. Have a passion for sports? Cincinnati Reds baseball and Bengals football games are a quick drive over the river, with fans packing the stands year-round.
Healthcare options in Villa Hills are strong, too. St. Elizabeth Healthcare in Edgewood is only a short drive away and provides comprehensive services and peace of mind. Schools are a draw as well, with Villa Madonna Academy offering a respected K-12 experience right in town, while Northern Kentucky University is just down the road. Major employers aren’t far off either with Amazon Air Hub along with opportunities in the healthcare and education sectors.
There’s a good reason people keep Villa Hills close to the vest. It’s not showy or loud; it’s balanced. The kind of place where you get a taste of the hills, the safety of a small community, and the excitement of a big city just down the road. For anyone looking to put down roots in a place that feels like it’s just the right size, Villa Hills might be that rare Kentucky gem worth considering.
2. Fort Thomas
Population: 16,973
Violent Crimes: 8
Non-Violent Crimes: 97
Most Common Crime: Larceny; Burglary
Fort Thomas, Kentucky, is perched along the northern border of the state, close to Cincinnati. Locals have affectionately dubbed it the “City of Beautiful Homes,” and the name sticks for good reason. This little city is surrounded by gently rolling hills and well-tended neighborhoods. Though small, Fort Thomas packs a punch with its heritage, community spirit, and the bonus of being close to larger urban areas like Cincinnati and Lexington.
Fort Thomas stands out for its unique blend of safety and charm, qualities. Crime here is comfortably below the national average, a statistic that’s nearly as attractive as its historic homes and lush landscapes. For history buffs, Fort Thomas has plenty of stories to tell; it was once a military fort, and remnants of its past are scattered throughout town, with the historic Tower Park and its iconic stone water tower serving as reminders of its past life.
If you’re after a mix of greenery and recreation, Fort Thomas doesn’t disappoint. Tower Park is the city’s pride, offering walking trails, playgrounds, and even softball fields. During the summer, the park’s amphitheater hosts concerts, movies, and community events. For more adventure, there’s nearby A.J. Jolly Park offering fishing, horseback riding, and camping options. Outdoorsy types also have easy access to the Ohio River, which opens up plenty of boating and scenic views to enjoy.
The dining and shopping scene in Fort Thomas has its own charm, with locally owned eateries that provide a welcome break from the predictable chains. You’ll find quirky coffee shops, family-owned bakeries, and bistros that focus on fresh, locally sourced ingredients. Alexandria Pike and Highland Avenue are popular spots for boutique shopping and casual dining. For those craving a night out, Cincinnati’s entertainment and nightlife are minutes away, making Fort Thomas a perfectly situated base for city adventures.
Sports fans can get their fill too. Cincinnati’s professional teams, from the Bengals to the Reds, are close enough to make regular trips to the stadium an easy habit. And Northern Kentucky University, just around the corner, keeps the collegiate sports scene lively and accessible for fans. The proximity to big-city healthcare is another plus, with the nationally ranked Christ Hospital and St. Elizabeth’s Hospital close by to cover every health need.
Families with school-age children find themselves in good hands, as Fort Thomas boasts one of the best public school systems in Kentucky, particularly with Highlands High School being recognized statewide for academic excellence. Northern Kentucky University is nearby with classes, a performing arts center and cultural events.
People moving to Fort Thomas will find that it offers something distinct: the feeling of being in a tight-knit, welcoming community while still within arm’s reach of everything a big city has to offer. Looking for a balance of small-town appeal with all the conveniences of city life? Fort Thomas delivers a tempting alternative.
3. Fort Mitchell
Population: 8,639
Violent Crimes: 5
Non-Violent Crimes: 84
Most Common Crime: Theft
Like Fort Thomas, Fort Mitchell’s history is rooted in the Civil War; the city was built as fortification for the defense of Cincinnati. Modern day Fort Mitchell enjoys all the suburban delights of its neighboring towns, and is home to some of the best public schools in the state. In addition, Fort Mitchell is home to the world’s only ventriloquist museum, which contains over 900 ventriloquist figures.
Fort Mitchell, Kentucky sits comfortably in the heart of Northern Kentucky, right on the doorstep of Cincinnati, Ohio, and just across the Ohio River. This is the kind of place where a friendly, suburban feel meets big-city access. Covington and Newport are close by for easy access to entertainment and cultural spots.
If you’re driving down I-75 or I-71, Fort Mitchell is one of those towns you could blink and miss, but those in the know understand that its smaller size holds more than its share of charm and amenities. With a name inspired by Civil War roots, Fort Mitchell has a connection to both heritage and modern comforts.
Safety is one of Fort Mitchell's most attractive qualities. The city boasts a crime rate significantly below the national average, and residents appreciate the peace of mind. Head to one of the parks, a local eatery, or a family-owned shop. A unique highlight is the famous Behringer-Crawford Museum in nearby Covington, which showcases Northern Kentucky’s history through artifacts, exhibits, and even some interactive installations. General Ormsby Mitchel Park, named for the city’s namesake, has sports courts, playgrounds, and walking paths, perfect for any age group.
Entertainment options are plentiful in the greater area, and the city’s proximity to Cincinnati offers a steady stream of live music, theater, and, of course, sports. Healthcare here is reliable and accessible, with major nearby hospitals like St. Elizabeth in Edgewood and multiple clinics and specialists offering top-tier care. With Kenton County and Beechwood Independent Schools receiving high marks for academic achievement, families will rest easy.
Fort Mitchell feels like a small place with easy access to big-city perks, without the downsides. Whether you're here to settle down or just starting out, Fort Mitchell delivers an appealing blend of quality of life, safety, and a sense of belonging that can be hard to come by these days.
4. Highland Heights
Population: 6,612
Violent Crimes: 5
Non-Violent Crimes: 72
Most Common Crime: Larceny; Burglary
Located in Northern Kentucky, Highland Heights originated as a farming community, and has grown into a quiet, thriving suburb. Highland Heights is home to Northern Kentucky University, which has notable alumni such as George Clooney. The university has a solid reputation, not only for academics but for the arts and sports, making the campus a lively center for locals and visitors alike.
Live just south of Cincinnati, Ohio. You’re close to the pulse of a major metropolitan area, yet far enough removed to enjoy a quieter pace, surrounded by the scenic hills of the region. While crime rates here fall below the national average, offering a safe environment for residents, the vibe is one of a closely woven community where people tend to look out for each other.
The schools are consistently rated highly, and nearby Cincinnati offers enrichment opportunities, including the Cincinnati Zoo, Newport Aquarium, and Cincinnati Museum Center. The Highland Park complex is a local favorite with sports fields, trails, and space to picnic. The nearby A.J. Jolly Park, set against the sprawling lake, is an excellent place for fishing, kayaking, and camping.
Along with the Reds and Bengals, this area also buzzes with college sports energy, thanks to NKU’s Norse teams and their fiercely loyal fans. There’s a strong base of employment with the university, healthcare facilities, and major employers in nearby Cincinnati providing stability and job opportunities. Healthcare is robust, with access to St. Elizabeth Healthcare and Cincinnati’s large hospital network.
Highland Heights may be quiet by big-city standards, but its draw is just that. Enjoy the calm and safety. For those looking to settle in a spot that feels like home from day one, Highland Heights is a Kentucky gem.
5. Taylor Mill
Population: 6,937
Violent Crimes: 4
Non-Violent Crimes: 21
Most Common Crime: Larceny
Taylor Mill is a Kenton County city named after an 1800s local mill owned by James Taylor Jr. Like other small communities nearby, Taylor Mill began as a farming community, and gradually developed into a suburban paradise. Established as a city in 1957, this “Taylored With Pride” town is one of the safest around.
Tucked into the northern reaches of Kentucky, Taylor Mill feels like the undercurrent of quiet Americana you’d expect in a place named after a mill town. Close to the cityscapes of Cincinnati, with its banks just across the Ohio River, Taylor Mill is a sweet spot for anyone seeking a break from the hustle without sacrificing convenience.
It’s known locally for being an “Oasis of Northern Kentucky” – a nod to its green spaces, close-knit community vibe, and the easy-going pace that lets you breathe a bit easier. Crime here runs well below the national average, making it particularly attractive. This peacefulness attracts people who are drawn to the comforts of suburbia. Perks like beautiful local parks such as Pride Park, offer picnics, nature trails, and playgrounds. The expansive Devou Park in Covington just to the northwest offers golf, trails, and some of the best views of the Cincinnati skyline.
Entertainment here leans local and low-key, but there are plenty of options. Nearby attractions like the Newport Aquarium and the Cincinnati Zoo bring a touch of adventure. Dining here ranges from charming family-owned diners to authentic international fare, with the usual suspects of chain restaurants peppered throughout.
Taylor Mill’s proximity to Cincinnati means easy access to professional events with the Bengals, Reds, and FC Cincinnati all calling the area home. College sports are a big deal too, with the University of Cincinnati and Northern Kentucky University bringing a lot of energy to the local scene. Healthcare is solid, with St. Elizabeth’s Hospital in Edgewood nearby.
Education in Taylor Mill holds its own. Schools here have a reputation for being solid, with the Kenton County School District serving the area. It’s close enough to NKU and UC, so access to higher education is just a short commute away.
For those who might choose Taylor Mill over neighboring cities, it’s that perfect balance of tranquility and accessibility – where daily life isn’t a frenzy, but everything you need feels within reach. Taylor Mill quietly carves out a place that’s reliably steady, refreshingly green, and close enough to the action.
6. Edgewood
Population: 8,398
Violent Crimes: 8
Non-Violent Crimes: 39
Most Common Crime: Larceny; Burglary
Just west of Taylor Mill is the next city on our list, Edgewood. Nestled in the northern tip of the state, it’s close enough to Cincinnati, Ohio, that residents can practically touch its skyline. That prime location gives Edgewood easy access to the big-city perks.
This small community features three parks that include sports fields, courts, and a memorial to the victims of the September 11, 2001 attacks. One notable landmark in the town is the Beechwood Home – an 1839 house built by Colonel Thomas Catlett Buckner, which still stands today. The Big Bone Lick State Park, about half an hour south, adds prehistoric flavor with fossil exhibits and bison viewing that’s practically tailor-made for family outings or a unique afternoon with friends.
Here, people value their space and security, and Edgewood is consistently ranked as one of the safest places in the state. Crime rates are impressively low, well below the national average, offering peace of mind to residents from all walks of life. It’s a suburban sanctuary where families, young professionals, and retirees live side-by-side, each finding something tailored to their pace and priorities.
Families can tap into a top-notch school system, known for small class sizes and high test scores, and convenient access to health care, thanks to nearby St. Elizabeth’s—a regional healthcare leader in every sense. For a taste of retail therapy, nearby Florence offers everything from national chains to one-of-a-kind boutiques, satisfying just about any shopping urge.
Sports enthusiasts are in a prime spot too—thanks to the nearby Cincinnati Reds, Bengals, and FC Cincinnati, there’s no shortage of games to catch. And if you’re interested in college sports, Northern Kentucky University is just minutes away, bringing an extra layer of collegiate pride to the area. Edgewood’s neighborhoods are where the magic happens. Streets lined with mid-century homes and newer constructions offer curb appeal that might draw you in, but it’s the community vibe that’ll keep you there. Every season brings its events and activities, from farmers’ markets to holiday festivals, that give the town an energy you don’t always find in the suburbs.
People looking for a quieter, more secure life with all the big-city conveniences right around the corner tend to fall for Edgewood. It has just enough quirkiness, just enough edge—pun intended—to stand out from the pack in Northern Kentucky. Edgewood holds its own as a place that’s easy to move into but hard to leave.
7. Flatwoods
Population: 7,227
Violent Crimes: 5
Non-Violent Crimes: 28
Most Common Crime: Larceny; Burglary
Flatwoods is the largest city in Greenup County. Named after the flat, wooded land that it stands on, Flatwoods became incorporated in Kentucky in 1938. Nestled in northeastern Kentucky, Flatwoods isn’t a place that makes a big noise, but that’s precisely the point. A quiet, close-knit town, Flatwoods is a stone’s throw from Ashland and about a couple of hours from Lexington and Charleston, West Virginia.
It’s safe, known for its low crime rates—significantly below the national average—which tends to draw in families, retirees, and anyone who values peace of mind alongside affordability. Its charm is more in the day-to-day: parks that breathe with community sports, picnics, and casual strolls. The local parks, such as Flatwoods City Park, feature sports courts, open green spaces, and playgrounds that are surprisingly well-kept for a town of this size. If you’re up for a drive, you can be in the thick of Kentucky’s famed state parks within an hour or so, whether you’re into the sweeping Appalachian landscapes or the meandering rivers.
For entertainment, Flatwoods might not have the bustling nightlife of Lexington, but it’s got its fair share of local diners, coffee shops, and cozy little bars where people know each other’s names. There’s always Ashland for a bit more of the action—between the Paramount Arts Center, quaint boutiques, and the occasional concert, it’s just a quick drive for a change of pace. Dining ranges from family-style comfort food to more modern options in nearby cities, with Ashland pulling in some solid regional and international cuisine.
Healthcare in Flatwoods is covered, with nearby hospitals in Ashland, including King’s Daughters Medical Center, a well-regarded facility with extensive care options. Schools here tend to be well-rated, fostering a small, caring atmosphere. Nearby Ashland Community and Technical College and the universities are within a couple of hours offer plenty for those seeking further education. For employment, Flatwoods is anchored by healthcare, education, and retail, with some regional industry hubs scattered nearby.
With safety, affordability, and a surprising range of community-centered activities, Flatwoods is the kind of place that might not shout, but it definitely sticks with you—ideal for those who want a comfortable, steady life without sacrificing access to what they need.
8. Independence
Population: 29,503
Violent Crimes: 21
Non-Violent Crimes: 98
Most Common Crime: Larceny; Burglary
With a name like Independence, one can only expect greatness. Independence, Kentucky, is one of those places that doesn’t quite fit the mold. Set in the northern reaches of the state, just about 15 miles south of Cincinnati, Ohio, this city lets you tap into the pulse of a larger metro area while staying rooted in something a little quieter, a little more intimate.
It’s close enough to feel Cincinnati's hum, but Independence keeps its own character. Known around town as “The Heart of Kenton County,” this place grew from a humble courthouse town into a community with a life of its own—quiet, steady, and just a little bit surprising. It has the balance of small-town safety with big-city access. Crime rates here fall below the national average, and it's one of those spots where residents tend to know each other.
The excellent school systems and family-focused spaces like Memorial Park, with its playgrounds, picnic shelters, and baseball diamonds are a perk. Hop over to Cincinnati for nightlife. Nearby healthcare options, including St. Elizabeth Healthcare just up in Edgewood, are comforting assets.
Parks are one of Independence’s strengths, with the nearby Doe Run Lake Park offering fishing and hiking. Not far off, Big Bone Lick State Park, a quirky nod to ancient mammoths and ice-age history, is a fantastic local gem for any age. Then there’s shopping and dining, both of which range from classic mom-and-pop establishments to some familiar names, mostly along the main strips like Madison Pike. If you’re after an independent coffee shop or local eatery, you’ll find them tucked here and there, along with farmers markets and seasonal events that keep the community tied together.
For sports fans, you are covered by professional teams across the river in Cincinnati—Bengals, Reds, and even FC Cincinnati. The proximity to big-league stadiums and college teams at the University of Kentucky make this a sports-friendly location. Healthcare is strong here, too, with top facilities in nearby Florence and Edgewood, meaning you’re never far from solid medical care. Education options stretch from K-12 through local colleges like Gateway Community and Technical College and Northern Kentucky University in Highland Heights.
In Independence, you get a small-town feel without sacrificing any essential city convenience, and maybe that’s the secret. It's not trying to impress; it just is. For someone looking to move to the area, there’s a satisfying simplicity here. Enjoy a safe life in Independence.
9. Harrodsburg
Population: 9,219
Violent Crimes: 23
Non-Violent Crimes: 99
Most Common Crime: Theft
Harrodsburg is referred to as the “Birthplace of the West”, and is named after its founder, James Harrod. Harrodsburg has plenty to be proud of in terms of its safety ratings. This charming town, roughly an hour from Louisville and Lexington, has a bit of history pulsing through its streets; it holds the distinction of being Kentucky's oldest town. Its storied roots give it a character that resonates in everything from its architecture to its festivals.
Harrodsburg feels safe and welcoming, with a crime rate that sits comfortably below the national average. Harrodsburg combines a small-town pace with enough vibrancy to keep life interesting. Harrodsburg knows how to play up its history and natural beauty. The Shaker Village of Pleasant Hill, just a short drive from the city center, is the country’s largest restored Shaker community, offering a fascinating glimpse into 19th-century Shaker life with working farms, exhibits, and special events year-round.
Downtown Harrodsburg also boasts the Harrodsburg Historical Society and Fort Harrod State Park, where you can explore a replica of the original fort and immerse yourself in frontier life. Families and anyone interested in early American history could spend a day here, diving into Kentucky’s past while enjoying the hands-on experiences that bring it to life.
For outdoor enthusiasts, Herrington Lake, a mere 10 minutes away, is prime for boating, fishing, and lakeside picnics. Old Fort Harrod State Park is known for scenic hikes. Golfers will also find a haven in nearby Bright Leaf Golf Resort, while those wanting a peaceful afternoon can simply stroll through Devine’s Corn Maze in the fall or enjoy the city’s seasonal festivals.
When it’s time to unwind, Harrodsburg’s dining scene combines Southern warmth with creative flair. Delicious restaurants serve up traditional Kentucky dishes that speak to the area’s heritage including farm-to-table dining with local ingredients. Harrodsburg has several antique stores and boutiques worth perusing, especially if you're in the market for unique, locally made goods. Neighboring Danville has a more extensive shopping area, so you’re never far from a bit more variety.
Nearby Lexington offers Kentucky Wildcats games, making for an easy weekend trip if you’re into college sports. Local businesses also have a healthy presence here; top employers include healthcare providers and educational institutions, with Ephraim McDowell James B. Haggin Hospital providing solid healthcare options. Education is strong, with Mercer County schools offering well-rated programs, and nearby Centre College in Danville is an option for those pursuing higher education.
Harrodsburg stands out for its quiet charm and undeniable connection to the state's past. This is a place where community, history, and the laid-back allure of the Bluegrass Region come together, offering an experience that feels as authentic as it is inviting. It’s no wonder people are drawn here.
10. Central City
Population: 5,800
Violent Crimes: 4
Non-Violent Crimes: 66
Most Common Crime: Theft
Finally, Central City is found in the heart of western Kentucky. Central City is a place that subtly captivates with its quiet charm and rock-solid promise of a life well-lived. Located along the Green River and about 40 miles west of Bowling Green, Central City is strategically positioned, allowing for easy excursions to bigger cities like Owensboro to the north and Hopkinsville to the southwest.
There’s a touch of old-school Americana here; the birthplace of the Everly Brothers and a place that clings to the nostalgia of country music and coal mining history. The Everly Brothers Monument is a nod to this legacy. Central City also offers a solid mix of modern amenities without surrendering its identity to urban sprawl. This is a place where safety is a top priority, with crime rates below the national average, offering a secure environment.
It’s hard to resist the lure of nearby Lake Malone State Park, where people come to fish, hike, and camp. The rolling hills around Central City practically invite you to put on your walking shoes and explore. The Rails to Trails path is a favorite for locals, providing a scenic stretch perfect for biking, walking, or just taking in a bit of solitude. And when you’ve got a hankering for something indoors, the Muhlenberg County History Museum will be your go-to, weaving tales of Kentucky’s coal mining past.
The school system is tight-knit and community-focused, while healthcare is accessible, thanks to close proximity to hospitals in nearby Owensboro and Madisonville. Shopping is centered around local businesses, with unique, family-owned shops that make browsing an experience in itself. From down-home Southern comfort food to more modern, eclectic bites, there's something to tempt every palate. Major employers like TVA Paradise Fossil Plant and other regional industries bring stability to the job market, keeping Central City’s economy balanced.
When you opt for a life in Central City, you do get is the feeling of belonging. Central City offers a life anchored in tradition, nature, and a sense of security—qualities that can make you want to settle down and stay awhile.
Other Kentucky Resources
10 Best State Parks in Kentucky
Best Tiny Home Builders in Kentucky
How to Build a House in Kentucky
9 Most Affordable Cities in Kentucky
Your Guide to Closing Costs in Kentucky in 2021
First-Time Homebuyer Programs in Kentucky
Sarah Scott
Sarah graduated from Trinity University in 2012 with a degree in International Relations and Political Science. She writes blogs on new homes, decor, communities, and more for NewHomeSource. When she's not writing, you can find her spending time with her three cats.