Move of a Lifetime: What Retirees Should Know Before Moving

The big picture: Moving to an active adult community or new home for retirement is exciting – but it comes with emotional, financial, and logistical challenges that can catch you off guard.

Moving is Emotional

• Downsizing after decades in one home means tough decisions and letting go of memories.

• Professional movers and senior move managers can ease the process.

• The National Association of Senior Move Managers maintains a state-by-state list of senior move managers for downsizing help and full-service packing.

The Cost Factor

• Moves can run from $400 to $14,000+ depending on distance and belongings.

• Reduce costs by donating or selling items you no longer need.

• Compare multiple movers to avoid overpaying or poor service.

Questions to Ask Movers

• What does the rate include?

• Are fuel charges extra?

• Can I have everything in writing?

• Are they licensed and insured?

• How long have they been in business?

Red flag: Avoid movers asking for large deposits or underbidding drastically. Reputable companies collect at delivery and accept credit/debit cards.

Other Considerations

• Start planning at least 6–8 weeks out.

• Ask your new community if movers must provide insurance certificates.

• Don’t wait until the last minute – delays can complicate your move-in.

• Check BBB ratings and use a credit card to dispute fraudulent actions.

Bottom line: Do your homework, ask the right questions, and lean on professionals when needed. A thoughtful move today sets you up for the retirement lifestyle you’ve been planning.

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