You don’t have to spend your retirement battling Florida’s alligators and mosquitos. Maryland has beautiful beaches, amazing metropolitan hubs and fun culture. Maryland also doesn’t have double digit humidity or the aforementioned unpleasant fauna.
NewHomeSource is highlighting the top 10 cities for retirees in Maryland. Based on this list, if you are looking to retire on the East Coast, you can invest in your lifestyle in a city that fosters the lifestyle you dreamed about while you worked at the office.
Top 10 Cities to Retire in Maryland
Let’s explore what these Maryland cities have to offer:
1. Cumberland
Percentage of the Population Over 65: 19.5%
Median Home Value: $93,000
Most Recent Annual Number of Violent Crimes: 146
Most Recent Annual Number of Property Crimes: 881
Number of Hospitals Within One Mile of the City: 1
Cumberland is a charmingly historic town in Western Maryland that gives retirees an unbeatable quality of life at an affordable price. If you want to spend your golden years surrounded by beautiful scenery, funky art museums, lovely architecture, and wineries, then Cumberland should top your list of retirement destinations.
2. Hagerstown
Percentage of the Population Over 65: 12.2%
Median Home Value: $152,200
Most Recent Annual Number of Violent Crimes:259
Most Recent Annual Number of Property Crimes: 1,109
Number of Hospitals Within One Mile of the City: 3
Hagerstown is a thriving community in North Maryland, perfect for retirees who want to live in a fun urban hub. Hagerstown is home to numerous museums and historical societies, so staying engaged with your city is fun and easy. A lush natural setting makes it easy for active adults to stay active and healthy.
3. Salisbury
Percentage of the Population Over 65: 11.4%
Median Home Value: $154,300
Most Recent Annual Number of Violent Crimes: 291
Most Recent Annual Number of Property Crimes: 1,677
Number of Hospitals Within One Mile of the City: 2
On the banks of the Wicomico River sits Salisbury, MD. This beautiful community gives retirees the best of waterfront living, without an unobtainable price tag. Stay active, and explore Sailisbury’s lush natural setting in some of the many town parks. Get connected with the local art scene at museums like the Salisbury University Art Gallery.
4. Cambridge
Percentage of the Population Over 65: 16.8%
Median Home Value: $158,400
Most Recent Annual Number of Violent Crimes: 131
Most Recent Annual Number of Property Crimes: 604
Number of Hospitals Within One Mile of the City: 1
Live a life you love on the shores of the Chesapeake Bay when you retire to Cambridge, MD. This delightful town has something for everyone, on top of serene waterfront views. Museum lovers have numerous local museums to explore, and nature lovers will never get tired of the hiking opportunities on the bay.
5. Baltimore
Percentage of the Population Over 65: 13.2%
Median Home Value: $156,400
Most Recent Annual Number of Violent Crimes: 11,178
Most Recent Annual Number of Property Crimes: 27,605
Number of Hospitals Within One Mile of the City: 19
Baltimore is a great place to retire. Its inner Harbor has a number of museums and scenic overlooks, and there are plenty of surrounding suburbs for those looking for a quieter pace. The National Aquarium has an awesome reef exhibit. The pubs in the Fells Point neighborhood serves up live music, craft beer and Chesapeake Bay Crab. Art lovers can spend hours and hours at the Walters Art Museum.
6. Elkton
Percentage of the Population Over 65: 10.8%
Median Home Value: $191,700
Most Recent Annual Number of Violent Crimes: 119
Most Recent Annual Number of Property Crimes: 989
Number of Hospitals Within One Mile of the City: 5
If you love the idea of retiring near the water, then Elkton, MD is the perfect town for your dream lifestyle. This delightful town on the banks of the Elk River gives active adults the perfect chance to enjoy a healthy lifestyle with plenty of opportunities to get out and enjoy Mother Nature at her finest.
7. Aberdeen
Percentage of the Population Over 65: 14.8%
Median Home Value: $205,300
Most Recent Annual Number of Violent Crimes: 118
Most Recent Annual Number of Property Crimes: 326
Number of Hospitals Within One Mile of the City: 3
Aberdeen is a delightful town on the shores of the Elk River that will let you live a life you love during your retirement. If you’re in the mood to reconnect with nature in your golden years, then head over to some of Aberdeen’s many parks, including the Susquehanna State Park, where you can see beautiful waterfalls.
8. Greenbelt
Percentage of the Population Over 65: 8.9%
Median Home Value: $212,800
Most Recent Annual Number of Violent Crimes: 118
Most Recent Annual Number of Property Crimes: 732
Number of Hospitals Within One Mile of the City: 21
If you want to retire in Washington, DC, then Greenbelt, MD lets you enjoy the best of our nation’s capital city in a peaceful and private suburb. Retiring in Greenbelt means you get easy access to the fun found in DC, without the hustle and bustle found in major urban hubs.
9. Westminster
Percentage of the Population Over 65: 15%
Median Home Value: $240,800
Most Recent Annual Number of Violent Crimes: 86
Most Recent Annual Number of Property Crimes: 598
Number of Hospitals Within One Mile of the City: 3
Couch potatoes might not like retired life in Westminster, MD. This thriving suburb of Baltimore that gives active adults the opportunity to enjoy the great outdoors thanks to numerous parks and nature centers. Active adults can talk a walk on the wild side at Westminster’s winery scene.
10. Bel Air
Percentage of the Population Over 65: 20.6%
Median Home Value: $245,200
Most Recent Annual Number of Violent Crimes: 24
Most Recent Annual Number of Property Crimes: 238
Number of Hospitals Within One Mile of the City: 7
Bel Air is a delightful Baltimore suburb that lets retirees enjoy a serene place to call home. This beautiful town on the Elk River lets active adults enjoy a lush natural setting and a close knit community. You’ll love your retired life in Bel Air.
Common Questions About Retiring in Maryland
Maryland is somewhat tax-friendly for retirees. Social Security income is not taxed, and withdraws from retirement accounts are only partially taxed.
| City Name | People Over 65 | Violent Crimes | Property Crimes | Access to Doctors | Median Home Price |
| Cumberland | 19.5% | 146 | 881 | 1 | $93,000 |
| Hagerstown | 12.2% | 259 | 1,109 | 3 | $152,200 |
| Salisbury | 11.4% | 291 | 1,677 | 2 | $154,300 |
| Cambridge | 16.8% | 131 | 604 | 1 | $158,400 |
| Baltimore | 13.2% | 11,178 | 27,605 | 19 | $156,400 |
| Elkton | 10.8% | 119 | 989 | 5 | $191,700 |
| Aberdeen | 14.8% | 118 | 326 | 3 | $205,300 |
| Greenbelt | 8.9% | 118 | 732 | 21 | $212,800 |
| Westminster | 15% | 86 | 598 | 3 | $240,800 |
| Bel Air | 20.6% | 24 | 238 | 7 | $245,200 |
| New Carrollton | 9.6% | 40 | 186 | 23 | $255,800 |
| Laurel | 9.1% | 117 | 940 | 26 | $260,000 |
| Frederick | 12.3% | 301 | 1,530 | 2 | $265,500 |
| Easton | 23% | 36 | 403 | 1 | $275,400 |
| Havre De Grace | 18.5% | 34 | 227 | 3 | $289,200 |
| College Park | 5.9% | 56 | 622 | 23 | $309,300 |
| Hyattsville | 8.8% | 80 | 934 | 22 | $313,500 |
| Bowie | 14.6% | 90 | 877 | 19 | $326,900 |
| Gaithersburg | 11.5% | 93 | 865 | 19 | $389,700 |
| Annapolis | 15.1% | 215 | 911 | 3 | $413,300 |
| Rockville | 15.6% | 88 | 890 | 24 | $521,700 |
| Takoma Park | 11.2% | 57 | 395 | 24 | $555,000 |
Access to Doctors is calculated by finding the number of hospitals, discounting children’s hospitals and VA hospitals within one mile of the city.
After graduating in 2016 from The University of Texas with a degree in English, Sanda Brown became a content writer for the BDX with a focus on website copy and content marketing.
At the BDX, Sanda helps write and edit articles on NewHomeSource.com, writes website copy for builders, and manages a team of freelancers that work on additional content needs.
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