10 Most Affordable Cities in Georgia

By Drew Port

Oct. 18, 2024 at 11:23 AM CST

View from above of the Athens City Hall and surrounding area at sunset. — Athens City Hall in Georgia

According to Georgians, the Peach State has some of the best-tasting peaches in the country. And it also is the largest producer of peanuts in the U.S. Yet this state is known for much more than its crops, it has some of the best places to live in the United States.

Whether you are looking for a big city to call home or want to retire in a small town, Georgia has got you covered. It is ripe with historic architecture, mountain landscapes, and miles of beautiful beaches. This Southern state has something everyone can enjoy, so come on over to Georgia.

NewHomeSource.com has found the top 10 most affordable cities in Georgia to help you in your home search.

1. Macon

Home Price to Income Ratio: 2.62%
Average Property Tax: 1326
Median Household Income: $45,920

Macon takes the top spot; it has a relaxing, laid-back vibe and bursts with history. The city is known for its spectacular architecture that honors the Old South. So, those looking to live in a quaint city filled with beautiful churches, homes, and rich history will love living in Macon.

2. Cusseta

Home Price to Income Ratio: 1.51%
Average Property Tax: 763
Median Household Income: $47,096

Cusseta is a small town located in the western part of Georgia. Outdoor enthusiasts will love connecting with nature and participating in exciting adventures – on land or water. Lakewood Park, Providence Canyon State Park, and Chattahoochee Riverwalk are a few great spots to enjoy the outdoors in Cusseta.

3. Vidalia

Home Price to Income Ratio: 2.92%
Average Property Tax: 1309
Median Household Income: $40,621

Nicknamed “The Sweet Onion City” Vidalia has earned a reputation for growing the best sweet onions, but there is so much more to this delightful town. The Downtown Historic District of Vidalia is a happening area where locals congregate to spend their days. You will find various shops, restaurants, and attractions to enjoy.

4. Jesup

historic railway in jesup, georgia — Jesup, GA

Home Price to Income Ratio: 2.5%
Average Property Tax: 904
Median Household Income: $39,933

Jesup is a charming city with an extremely laid-back vibe. Those who decide to live in Jesup can spend their days watching a movie at Jesup’s Drive-In Theater, soaking in the city on the Amtrak train, or paddling along the Altamaha River. Additionally, there are plenty of hiking trails, restaurants, and pubs locals can enjoy.

5. Augusta

A Romanesque Victorian building made from red brick sits on the corner of a street on a clear day. — Augusta, GA

Home Price to Income Ratio: 2.54%
Average Property Tax: 1253
Median Household Income: $42,592

Augusta is a classic example of a city dripping with Southern charm, and its elegant architecture makes it unique. Living in Augusta means being able to take a stroll along the Riverwalk, explore the Augusta Downtown Historic District, and enjoy a live show at the Imperial Theatre.

6. Statesboro

georgia southern university in statesboro, ga — Georgia State University campus in Statesboro, GA

Home Price to Income Ratio: 3.89%
Average Property Tax: 943
Median Household Income: $29,203

The city of Statesboro is university-focused, as it is home to Georgia Southern University. It’s no surprise that many attractions in Statesboro are geared towards university-minded individuals, but this makes for a very youthful and innovative place to live. From botanical gardens to sports, Statesboro residents will always find something exciting to do.

7. Waycross

Home Price to Income Ratio: 2.56%
Average Property Tax: 736
Median Household Income: $27,381

Waycross is another small-Georgia town that has everything one could need in a place to call home. You will find an abundance of outdoor activities such as camping, canoeing, kayaking, fishing, and hiking. Additionally, there are farmers markets and flea markets where locals can shop. Those looking for a cheap city to live that has a little bit of everything will fall in love with Waycross.

8. Brunswick

Home Price to Income Ratio: 3.87%
Average Property Tax: 793
Median Household Income: $28,032

Brunswick is a seaside town where residents will never tire of moss-draped trees, beautiful scenery, and architecture. It is located in the southeastern section of Georgia and has a plethora of activities locals love. Take your pick: lively festivals, delicious seafood, incredible views, and public beaches. Additionally, Brunswick is known for its water activities such as kayaking, fishing, canoeing, and swimming.

9. Moultrie

Home Price to Income Ratio: 3.48%
Average Property Tax: 1001
Median Household Income: $27,129

Moultrie is a Southern, small town with a flourishing community of locally owned businesses, restaurants, and boutiques. It’s truly a one-of-a-kind city. Folks looking to live in a small town where you can enjoy giving local businesses an economic boost will fall in love with Moultrie.

10. Cordele

Home Price to Income Ratio: 3.52%
Average Property Tax: 886
Median Household Income: $21,350

If you love watermelons, then you will love Cordele. It is known as the “Watermelon Capital of the World” and ships more than 125 million watermelons across the country annually. It also has a thriving downtown area and a vast assortment of engaging outdoor activities. Cordele is a unique, affordable town in Georgia.

Lowest Home-Price-to-Income Ratio

The list above is sorted by the lowest overall cost of living index. However, the following cities have the lowest home price to income ratio, meaning you can get more home for your money.

Cusseta
Forest Park is located 15 minutes from Atlanta, the state capital. From mountain views to world-class museums, Forest Park has it all.
Riverdale is a thriving city in Georgia that has one of the largest outdoor produce markets in the United States.