According to Georgians, the Peach State has some of the best-tasting peaches in the country. And it also is the largest producer of peanuts in the U.S. But the state is known for much more than its crops. Whether you are looking for a place to call home in a big city or small town, Georgia has got you covered. It is ripe with historic architecture, mountain landscapes, and miles of beautiful beaches. This Southern state has something everyone can enjoy, so come on over to Georgia.
NewHomeSource has found the top 10 most affordable cities in Georgia to help you in your home search.
Top Affordable Cities in Georgia
Home Price to Income Ratio: 2.62%
Average Property Tax: 1326
Median Household Income: $45,920
Macon takes the top spot; it has a relaxing, laid-back vibe and bursts with history. The city is known for its spectacular architecture that honors the Old South. So, those looking to live in a quaint city filled with beautiful churches, homes, and rich history will love living in Macon.
Home Price to Income Ratio: 1.51%
Average Property Tax: 763
Median Household Income: $47,096
Cusseta is a small town located in the western part of Georgia. Outdoor enthusiasts will love connecting with nature and participating in exciting adventures – on land or water. Lakewood Park, Providence Canyon State Park, and Chattahoochee Riverwalk are a few great spots to enjoy the outdoors in Cusseta.
Home Price to Income Ratio: 2.92%
Average Property Tax: 1309
Median Household Income: $40,621
Nicknamed “The Sweet Onion City” Vidalia has earned a reputation for growing the best sweet onions, but there is so much more to this delightful town. The Downtown Historic District of Vidalia is a happening area where locals congregate to spend their days. You will find various shops, restaurants, and attractions to enjoy.
Home Price to Income Ratio: 2.5%
Average Property Tax: 904
Median Household Income: $39,933
Jesup is a charming city with an extremely laid-back vibe. Those who decide to live in Jesup can spend their days watching a movie at Jesup’s Drive-In Theater, soaking in the city on the Amtrak train, or paddling along the Altamaha River. Additionally, there are plenty of hiking trails, restaurants, and pubs locals can enjoy.
Home Price to Income Ratio: 2.54%
Average Property Tax: 1253
Median Household Income: $42,592
Augusta is a classic example of a city dripping with Southern charm, and its elegant architecture makes it unique. Living in Augusta means being able to take a stroll along the Riverwalk, explore the Augusta Downtown Historic District, and enjoy a live show at the Imperial Theatre.
Home Price to Income Ratio: 3.89%
Average Property Tax: 943
Median Household Income: $29,203
The city of Statesboro is university-focused, as it is home to Georgia Southern University. It’s no surprise that many attractions in Statesboro are geared towards university-minded individuals, but this makes for a very youthful and innovative place to live. From botanical gardens to sports, Statesboro residents will always find something exciting to do.
Home Price to Income Ratio: 2.56%
Average Property Tax: 736
Median Household Income: $27,381
Waycross is another small-Georgia town that has everything one could need in a place to call home. You will find an abundance of outdoor activities such as camping, canoeing, kayaking, fishing, and hiking. Additionally, there are farmers markets and flea markets where locals can shop. Those looking for a city with a little bit of everything will fall in love with Waycross.
Home Price to Income Ratio: 3.87%
Average Property Tax: 793
Median Household Income: $28,032
Brunswick is a seaside town where residents will never tire of moss-draped trees, beautiful scenery, and architecture. It is located in the southeastern section of Georgia and has a plethora of activities locals love. Take your pick: lively festivals, delicious seafood, incredible views, and public beaches. Additionally, Brunswick is known for its water activities such as kayaking, fishing, canoeing, and swimming.
Home Price to Income Ratio: 3.48%
Average Property Tax: 1001
Median Household Income: $27,129
Moultrie is a Southern, small town with a flourishing community of locally owned businesses, restaurants, and boutiques. It’s truly a one-of-a-kind city. Folks looking to live in a small town where you can enjoy giving local businesses an economic boost will fall in love with Moultrie.
Home Price to Income Ratio: 3.52%
Average Property Tax: 886
Median Household Income: $21,350
If you love watermelons, then you will love Cordele. It is known as the “Watermelon Capital of the World” and ships more than 125 million watermelons across the country annually. It also has a thriving downtown area and a vast assortment of engaging outdoor activities. Cordele is a unique, affordable town in Georgia.
Lowest Home-Price-to-Income Ratio
The list above is sorted by the lowest overall cost of living index. However, the following cities have the lowest home price to income ratio, meaning you can get more home for your money.
- Forest Park is located 15 minutes from Atlanta, the state capital. From mountain views to world-class museums, Forest Park has it all.
- Riverdale is a thriving city in Georgia that has one of the largest outdoor produce markets in the United States.
Drew Port is a writer for NewHomeSource. She writes on the homebuying process, as well as informing readers on homeownership.