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Home » 55+ » The 10 Best Places to Retire in Michigan

The 10 Best Places to Retire in Michigan

View of Lake Michigan

Not everyone wants to lay on a beach 24/7. Retirees that want to defy the snowbird stereotype should spend their retirement in Michigan amongst the Great Lakes and all four seasons. In addition to its beautiful scenery, Michigan has an incredibly low cost of living, so you can spend your money on the ‘want to’s’ not the ‘have to’s’ during your retirement.

NewHomeSource found the top 10 cities to retire in Michigan. You can find the perfect city for your retirement, and make this new chapter in your life an exciting adventure.

10 Best Cities to Retire in Michigan

Skip Ahead
10 Best Cities to Retire in Michigan
1. Inkster
2. Mount Morris
3. Jackson
4. Bay City
5. Detroit
6. Muskegon
7. Eastpointe
8. Adrian
9. Roseville
10. Redford
Common Questions About Retiring in Michigan

1. Inkster

Percentage of the Population Over 65: 12.3%

Median Home Value: $47,400

Most Recent Annual Number of Violent Crimes: 263

Most Recent Annual Number of Property Crimes: 661

Number of Hospitals Within One Mile of the City: 21

Inkster is a thriving Detroit suburb, perfect for retirees that want to enjoy the best of urban living, without feeling trapped by the constant hustle and bustle of the city. Inkster, MI is an affordable place to settle down, a great thing for retirees on a fixed income who don’t what to sacrifice their lifestyles. 

2. Mount Morris

Scenic spot in Mount Morris, Michigan

Percentage of the Population Over 65: 16.6%

Median Home Value: $61,600

Most Recent Annual Number of Violent Crimes: 24

Most Recent Annual Number of Property Crimes: 64

Number of Hospitals Within One Mile of the City: 4

Nature loving active adults will love life in Mount Morris, MI. This beautiful Flint suburb makes it easy for you to stay healthy and enjoy the great outdoors during your retirement. The lovely Stepping Stone Falls and Iron Belle Trail are two local spots for hiking, boating, and fishing that let you enjoy the best of Michigan’s natural scenery.

3. Jackson

Scenic view of Jackson, Michigan

Percentage of the Population Over 65: 10.4%

Median Home Value: $66,700

Most Recent Annual Number of Violent Crimes: 387

Most Recent Annual Number of Property Crimes: 1,423

Number of Hospitals Within One Mile of the City: 1

Jackson, MI has something for everyone. This great city combines a low cost of living with a fun culture and a beautiful natural setting, so no matter how you want to spend your retirement, you can do it in Jackson! Be sure to visit the Cascades, a fun local park that combines a cool light show with waterfalls.

4. Bay City

Historic ship in Bay City, Michigan

Percentage of the Population Over 65: 14.3%

Median Home Value: $67,100

Most Recent Annual Number of Violent Crimes: 250

Most Recent Annual Number of Property Crimes: 760

Number of Hospitals Within One Mile of the City: 5

Lakefront living doesn’t get any better than life in Bay City, MI. This affordable city on the shores of Saginaw Bay lets retirees enjoy waterfront living, with numerous spots for hiking, boating, and fishing. Bay City’s funky downtown is home to great restaurants and museums, so you can enjoy the great indoors too!

5. Detroit

Detroit, Michigan skyline

Detroit has become a revitalized urban hub, filled with beautiful parks, trendy breweries and coffee houses, and an exciting art hub. Retirees can have an unbeatable quality of life thanks to Detroit’s low cost of living. The Detroit Institute of Arts has over 100 galleries that have art from across the art spectrum.

6. Muskegon

Lighthouse in Muskegon, Michigan

Percentage of the Population Over 65: 13.6%

Median Home Value: $68,800

Most Recent Annual Number of Violent Crimes: 261

Most Recent Annual Number of Property Crimes: 1,766

Number of Hospitals Within One Mile of the City: 2

Muskegon, MI gives retirees a fantastic place to call home on the shores of Lake Michigan. If the idea of retiring to the Great Lakes, in an affordable community sounds like a little piece of heaven, then you need to explore the new homes available for sale in Muskegon, and invest in the life you dreamed about in the office. 

7. Eastpointe

Percentage of the Population Over 65: 10.7%

Median Home Value: $69,100

Most Recent Annual Number of Violent Crimes: 224

Most Recent Annual Number of Property Crimes: 1,064

Number of Hospitals Within One Mile of the City: 20

You can live comfortably in your retirement when you call Eastpointe, MI home. This affordable Detroit suburb lets retirees stretch their fixed incomes, while still providing them with easy access to urban amenities.  

8. Adrian

College in Adrian, Michigan

Percentage of the Population Over 65: 16%

Median Home Value: $74,700

Most Recent Annual Number of Violent Crimes: 125

Most Recent Annual Number of Property Crimes: 485

Number of Hospitals Within One Mile of the City: 1

Adrian is a comfortable community in Southern Michigan. This peaceful town lets retirees like you kick back and actually enjoy not having to go into the office every day. Relax even more, or take a walk on the wild side, at Adrian’s local winery, the Flying Otter, home to good wine and good times.  

9. Roseville

Percentage of the Population Over 65: 13.8%

Median Home Value: $79,200

Most Recent Annual Number of Violent Crimes: 190

Most Recent Annual Number of Property Crimes: 1,530

Number of Hospitals Within One Mile of the City: 28

Roseville, MI is a lovely Detroit suburb that lets retirees invest in an exciting urban retirement, without breaking the bank. When  you make your home in Roseville, you can enjoy easy access to city living and amenities, without feeling like you’re constantly surrounded by noise and neighbors. 

10. Redford

Percentage of the Population Over 65: 12.6%

Median Home Value: $79,200

Most Recent Annual Number of Violent Crimes: 305

Most Recent Annual Number of Property Crimes: 1,053

Number of Hospitals Within One Mile of the City: 28

If the idea of retiring in a town with a true sense of community sounds good to you, then you’ll love life in Redford, MI. This delightful suburb fosters a comfortable and connected lifestyle, perfect for anyone who wants to stay active and engaged with their neighbors.

Common Questions About Retiring in Michigan

Is Michigan tax-friendly for retirees?

Michigan is a somewhat tax-friendly state for retirees. Social security income is not taxed, and withdrawals from retirement accounts are only partially taxed.

Do I have to pay taxes on my pension in Michigan.

Yes, income from a pension is fully taxable in Michigan.

NewHomeSource pulled data from the FBI Uniform Crime Reporting Services, Medicare’s Hospital Compare and the U.S. Census Bureau. In the event exact crime data was unavailable, estimates were used. These factors were entered into an algorithm to calculate a score for each city.

City NamePeople Over 65Violent CrimesProperty CrimesAccess to DoctorsMedian Home Price
Inkster12.3%26366121$47,000
Mount Morris16.6%24644$61,600
Jackson10.4%3871,4231$66,700
Bay City14.3%2507605$67,100
Detroit13.3%13,51129,02424$45,700
Muskegon13.6%2611,7662$68,800
Eastpointe10.7%2241,06420$69,100
Adrian16%1254851$74,700
Roseville13.8%1901,53028$79,200
Redford12.6%3051,05328$79,200
Romulus12%19153719$80,300
Lansing11.6%1,3203,6222$80,000
Port Huron14.6%2347523$82,100
Burton15.8%1326954$83,400
Battle Creek14.4%6192,0513$83,900
Taylor15%3691,35719$86,300
Garden City15.1%10624621$98,400
Pontiac15%8031,29717$98,900
Wyandotte16.5%6240219$100,900
Southgate19.4%4779418$103,200
Oak Park15.9%8446029$104,000
Genesee17.5%702244$104,800
Dearborn Heights16.1%24692224$105,300
Kalamazoo9.7%1,0233,9342$103,700
Bedford19.1%13924$108,200
Madison Heights13.1%9144028$110,500
Warren16%6962,84024$111,700
Westland16.7%3201,24923$112,900
Monroe13.6%1223985$115,700
Wyoming10.6%3531,4804$116,1000
Allen Park16.4%6950520$116,800
St. Clair Shores20.2%13559417$125,500
Frenchtown17.4%5771,9393$126,100
Norton Shores20.1%487282$128,300
Van Buren18.1%2591,47911$131,400
Grand Rapids11.7%1,3223,8894$131,700
Dearborn12.4%3181,90322$134,000
Mount Pleasant15.8%77620$298,500
Ypsilanti7.2%2007148$141,100
Holland15.2%1477543$142,000
Auburn Hills10.9%9553417$144,600
Kentwood13.2%1951,1024$145,800
Midland16.9%613614$146,800
Southfield19.4%2081,52129$146,200
Ferndale9.9%4034528$148,100
Lincoln Park11.8%2091,02921$152,300
Saginaw12.6%8109234$152,300
Flint12.5%1,7592,6894$152,300
Waterford15.2%15076214$156,200
Macomb17%7034311$157,700

Access to Doctors is calculated by finding the number of hospitals, discounting children’s hospitals and VA hospitals within one mile of the city.

Sanda Brown

After graduating in 2016 from The University of Texas with a degree in English, Sanda Brown became a content writer for the BDX with a focus on website copy and content marketing.

At the BDX, Sanda helps write and edit articles on NewHomeSource.com, writes website copy for builders, and manages a team of freelancers that work on additional content needs.

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  1. Dave gerhard

    November 1, 2019 at 5:42 am

    Nice retirement article

    Reply

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