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Saint Charles, MO New Homes Under $400K

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          45 Communities

          Quick Move-In Hot Deals

          Saint Charles, MO Communities

          Charlestowne Landing by T.R. Hughes Homes in St. Louis Missouri
          homes in Charlestowne Landing by T.R. Hughes Homes
          homes in Charlestowne Landing by T.R. Hughes Homes
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          Charlestowne Landing

          Community by T.R. Hughes Homes

          701 Palisades Dr
          Saint Charles, MO 63301

          T.R. Hughes Homes

          888-230-1243

          from $369,900 - $477,900

          4 homes match your search

          River Breeze by Consort Homes in St. Louis Missouri
          homes in River Breeze by Consort Homes
          homes in River Breeze by Consort Homes
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          River Breeze

          Community by Consort Homes

          3445 MO-94
          Saint Charles, MO 63301

          Consort Homes

          888-244-1823

          from $335,900 - $455,646

          8 homes match your search

          The Manors at Elmhaven by Fischer & Frichtel Homes in St. Louis Missouri
          homes in The Manors at Elmhaven by Fischer & Frichtel Homes
          homes in The Manors at Elmhaven by Fischer & Frichtel Homes
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          The Manors at Elmhaven

          Community by Fischer & Frichtel Homes

          3126 Elm Street
          Saint Charles, MO 63301

          Fischer & Frichtel Homes

          888-207-3964

          from $374,900 - $470,900

          2 homes match your search

          The Villages of Provence by Fischer & Frichtel Homes in St. Louis Missouri
          homes in The Villages of Provence by Fischer & Frichtel Homes
          homes in The Villages of Provence by Fischer & Frichtel Homes
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          The Villages of Provence

          Community by Fischer & Frichtel Homes

          N Duchesne Drive and W Randolph Street
          Saint Charles, MO 63301

          Fischer & Frichtel Homes

          888-216-4237

          from $339,900 - $529,488

          4 homes match your search

          Nearby Communities

          Village Point by Fischer Homes in St. Louis Missouri
          homes in Village Point by Fischer Homes
          homes in Village Point by Fischer Homes

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          Deal Green Special Offers

          Village Point

          Community by Fischer Homes

          105 Rhythm Point Dr
          Saint Peters, MO 63376

          Fischer Homes

          888-416-8090

          from $379,900 - $389,900

          4 homes match your search

          7.9 miles away

          Villas at Keaton Woods by Bridgewater Communities, Inc. in St. Louis Missouri
          homes in Villas at Keaton Woods by Bridgewater Communities, Inc.
          homes in Villas at Keaton Woods by Bridgewater Communities, Inc.

          Villas at Keaton Woods

          Community by Bridgewater Communities, Inc.

          Keaton Woods Drive
          O Fallon, MO 63368

          Bridgewater Communities, Inc.

          888-394-3911

          from $364,990 - $379,990

          6 homes match your search

          12.5 miles away

          Streets of Caledonia by Fischer Homes in St. Louis Missouri
          homes in Streets of Caledonia by Fischer Homes
          homes in Streets of Caledonia by Fischer Homes
          Deal Green Video

          Streets of Caledonia

          Community by Fischer Homes

          803 Upland Loop
          O Fallon, MO 63368

          Fischer Homes

          888-246-4437

          from $264,900 - $707,204

          13 homes match your search

          13.4 miles away

          Inverness by Lombardo in St. Louis Missouri
          homes in Inverness by Lombardo
          homes in Inverness by Lombardo
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          Inverness

          Community by Lombardo

          601 Cruden Bay Ct
          O Fallon, MO 63368

          Lombardo

          888-201-4740

          from $399,000 - $462,000

          1 home matches your search

          14.1 miles away

          Riverdale by Fischer Homes in St. Louis Missouri
          homes in Riverdale by Fischer Homes
          homes in Riverdale by Fischer Homes
          Deal Green Special Offers

          Riverdale

          Community by Fischer Homes

          3043 Eagle Branch Circle
          O Fallon, MO 63366

          Fischer Homes

          888-770-9977

          from $317,900 - $499,881

          11 homes match your search

          15.4 miles away

          Riverdale by T.R. Hughes Homes in St. Louis Missouri
          homes in Riverdale by T.R. Hughes Homes
          homes in Riverdale by T.R. Hughes Homes
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          Riverdale

          Community by T.R. Hughes Homes

          201 River Mist Court
          O Fallon, MO 63366

          T.R. Hughes Homes

          888-253-4317

          from $362,900 - $513,900

          11 homes match your search

          15.5 miles away

          Sommerlin by McKelvey Homes in St. Louis Missouri
          homes in Sommerlin by McKelvey Homes
          homes in Sommerlin by McKelvey Homes
          Deal Video

          Sommerlin

          Community by McKelvey Homes

          201 Randlin Drive
          Lake Saint Louis, MO 63367

          McKelvey Homes

          888-899-1053

          from $389,300 - $775,759

          1 home matches your search

          16.5 miles away

          The Preserve - Cottage Homes by McKelvey Homes in St. Louis Missouri
          homes in The Preserve - Cottage Homes by McKelvey Homes
          homes in The Preserve - Cottage Homes by McKelvey Homes
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          The Preserve - Cottage Homes

          Community by McKelvey Homes

          6415 Preservation Parkway
          Saint Louis, MO 63123

          McKelvey Homes

          888-697-0152

          from $379,700 - $579,679

          1 home matches your search

          16.9 miles away

          Amberleigh by Fischer Homes in St. Louis Missouri
          homes in Amberleigh by Fischer Homes
          homes in Amberleigh by Fischer Homes
          Deal Green Special Offers

          Amberleigh

          Community by Fischer Homes

          202 Cambium Court
          Wentzville, MO 63385

          Fischer Homes

          888-243-9606

          from $374,900 - $499,842

          3 homes match your search

          18.5 miles away

          The Boulevard at Wilmer by Fischer Homes in St. Louis Missouri
          homes in The Boulevard at Wilmer by Fischer Homes
          homes in The Boulevard at Wilmer by Fischer Homes
          Deal Green Special Offers Video

          The Boulevard at Wilmer

          Community by Fischer Homes

          Talbot Way
          Wentzville, MO 63385

          Fischer Homes

          888-870-9703

          from $349,900 - $502,900

          6 homes match your search

          21 miles away

          Windswept Farms - Cottage Collection by Fischer & Frichtel Homes in St. Louis Missouri
          homes in Windswept Farms - Cottage Collection by Fischer & Frichtel Homes
          homes in Windswept Farms - Cottage Collection by Fischer & Frichtel Homes
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          Windswept Farms - Cottage Collection

          Community by Fischer & Frichtel Homes

          2491 Windswept Farms Drive
          Eureka, MO 63025

          Fischer & Frichtel Homes

          888-264-4758

          from $294,900 - $338,900

          6 homes match your search

          22.9 miles away

          Windswept Farms - Villas by Fischer & Frichtel Homes in St. Louis Missouri
          homes in Windswept Farms - Villas by Fischer & Frichtel Homes
          homes in Windswept Farms - Villas by Fischer & Frichtel Homes
          Video

          Windswept Farms - Villas

          Community by Fischer & Frichtel Homes

          2491 Windswept Farms Drive
          Eureka, MO 63025

          Fischer & Frichtel Homes

          888-264-3867

          from $299,900 - $374,900

          10 homes match your search

          22.9 miles away

          Windswept Farms by Consort Homes in St. Louis Missouri
          homes in Windswept Farms by Consort Homes
          homes in Windswept Farms by Consort Homes
          Video

          Windswept Farms

          Community by Consort Homes

          2025 Windswept Farms Drive
          Eureka, MO 63025

          Consort Homes

          888-375-5331

          from $396,900 - $514,900

          1 home matches your search

          22.9 miles away

          Henley Woods by Fischer Homes in St. Louis Missouri
          homes in Henley Woods by Fischer Homes
          homes in Henley Woods by Fischer Homes
          Deal Green Special Offers

          Henley Woods

          Community by Fischer Homes

          2004 Henley Woods Drive
          Arnold, MO 63010

          Fischer Homes

          888-245-3886

          from $347,900 - $491,366

          6 homes match your search

          24.4 miles away

          Other Builders

          Manors At Charlestowne Landingst by MCBRIDE & SON HOMES in St. Louis Missouri

          Manors At Charlestowne Landingst

          Community by MCBRIDE & SON HOMES

          Saint Charles, MO 63301

          MCBRIDE & SON HOMES

          from $251,936 - $505,286

          8 homes match your search

          Reserve At Lakeview Farmsst by MCBRIDE & SON HOMES in St. Louis Missouri

          Reserve At Lakeview Farmsst

          Community by MCBRIDE & SON HOMES

          Saint Charles, MO 63304

          MCBRIDE & SON HOMES

          from $251,936 - $505,286

          7 homes match your search

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          Saint Charles. MO features many of the best home builder communities in St. Louis, but finding lower priced homes has become increasingly difficult. In the last few years, the cost of building a new home in Saint Charles has increased substantially. Despite the rising trend of housing prices, it’s still possible to design and build an affordable home in the Saint Charles area. In fact, there are 45 communities and 10 builders in Saint Charles with homes starting at under $400K.

          How to Find Homes in Saint Charles for Less than $400K?

          Many builders recognize there is growing demand in the Saint Charles area for homes under the $400k price point and often have a few floor plans available, but these may be in limited supply. These brand new homes are relatively affordable. To ensure affordability without compromising on the quality of the home, builders may utilize value engineering techniques to reduce the cost of construction and keep the price of the home as low as possible. This may include building on a smaller lot or utilizing standard-sized materials, such as windows and doors, that provide high-value for the cost. The results are delivering similar quality at lower prices. Like any new home, you are likely to have the low maintenance and lower cost of ownership that makes new construciton a good value in Saint Charles,