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Saint Charles, MO New Homes Under $400K

$314,900 - $346,314

1,474 sq ft

Oakleigh Townhomes

Fischer & Frichtel Homes

$335,900 - $450,920

1,559 - 2,605 sq ft

River Breeze

Consort Homes

Price

$374,900 - $650,000

Up to $96,000

1,302 - 2,904 sq ft

The Manors at Elmhaven

Fischer & Frichtel Homes

Price

$296,900 - $372,900

$65,110

1,090 - 2,113 sq ft

Windswept Farms - Single Family Homes

Fischer & Frichtel Homes

Price

$396,900 - $589,900

Up to $20,000

1,734 - 3,546 sq ft

Windswept Farms

Consort Homes

$342,900 - $399,900

1,347 - 2,113 sq ft

Cottleville Trails - Villas

Fischer & Frichtel Homes

$337,900 - $481,864

1,237 - 3,186 sq ft

Hot Deal

Henley Woods

Fischer Homes

$320,900 - $440,066

1,234 - 2,526 sq ft

Hot Deal

The Estates at Huntleigh Ridge

Houston Homes LLC

$301,900 - $471,349

1,090 - 2,209 sq ft

Windswept Farms - Villas

Fischer & Frichtel Homes

$312,900 - $346,900

1,422 - 1,756 sq ft

Cottleville Trails - Cottage Collection

Fischer & Frichtel Homes

$393,900 - $504,266

1,601 - 2,526 sq ft

Hot Deal

Sommerset Estates

Houston Homes LLC

$309,900 - $887,384

1,086 - 4,280 sq ft

Hot Deal

Streets of Caledonia

Fischer Homes

$357,900 - $532,534

1,414 - 3,186 sq ft

Hot Deal

The Boulevard at Wilmer

Fischer Homes

Price

$327,900 - $494,170

$15,000

1,408 - 3,186 sq ft

Hot Deal

Riverdale

Fischer Homes

$359,311 - $470,900

Reserve At Lakeview Farms

Mcbride & Son Homes

$283,900 - $307,900

1,200 - 2,958 sq ft

Missouri Bluffs

Homes by Whittaker

$309,900 - $426,881

Charlestowne Landing

Mcbride & Son Homes

$279,900 - $450,758

Charlestowne Meadows

Mcbride & Son Homes

$327,900 - $419,955

Lions Chase

Mcbride & Son Homes

$374,900 - $699,900

Estates At Fox Creek

Mcbride & Son Homes

$294,900 - $393,490

Estates At Prairie Wind

Mcbride & Son Homes

$369,900 - $489,551

Townes At Crestwood Crossing

Mcbride & Son Homes

$314,900 - $406,658

Creek Stone

Mcbride & Son Homes

$249,900 - $406,658

Wildflower Manors

Mcbride & Son Homes

$298,927 - $419,900

Harvest

Mcbride & Son Homes

$294,900 - $406,658

Manors At Prairie Wind

Mcbride & Son Homes

$329,230 - $406,658

Westhaven

Mcbride & Son Homes

$249,900 - $323,486

Wildflower Meadows

Mcbride & Son Homes

$329,230 - $406,658

Arbors At Lions Gate

Mcbride & Son Homes

$294,900 - $406,658

Valley At Winding Bluffs

Mcbride & Son Homes

$329,230 - $406,658

Polo Grounds Manors

Mcbride & Son Homes

$298,927 - $419,900

Harvest Manors

Mcbride & Son Homes

$349,900 - $475,869

Estates At Windswept Farms

Mcbride & Son Homes

$339,900 - $406,658

LA Collina Terrace

Mcbride & Son Homes

$259,900 - $406,658

Riverstone

Mcbride & Son Homes

$249,900 - $445,908

Wildflower Estates

Mcbride & Son Homes

$259,900 - $326,593

Deer Grove

Mcbride & Son Homes

$329,230 - $490,748

Majestic Pointe

Mcbride & Son Homes

$349,900 - $699,900

South Bend

Mcbride & Son Homes

$359,900 - $406,658

Shadow Point

Mcbride & Son Homes

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Market Snapshot

Newest Communities in Saint Charles

Top Home Builders in Saint Charles

BuilderCommunitiesAverage Price
Fischer & Frichtel Homes3$499,561
MCBRIDE & SON HOMES3$359,414
Consort Homes2$454,805
T.R. Hughes Homes1$416,900
Homes by Whittaker1$293,566

Saint Charles. MO features many of the best home builder communities in St. Louis, but finding lower priced homes has become increasingly difficult. In the last few years, the cost of building a new home in Saint Charles has increased substantially. Despite the rising trend of housing prices, it’s still possible to design and build an affordable home in the Saint Charles area. In fact, there are 41 communities and 6 builders in Saint Charles with homes starting at under $400K.

How to Find Homes in Saint Charles for Less than $400K?

Many builders recognize there is growing demand in the Saint Charles area for homes under the $400k price point and often have a few floor plans available, but these may be in limited supply. These brand new homes are relatively affordable. To ensure affordability without compromising on the quality of the home, builders may utilize value engineering techniques to reduce the cost of construction and keep the price of the home as low as possible. This may include building on a smaller lot or utilizing standard-sized materials, such as windows and doors, that provide high-value for the cost. The results are delivering similar quality at lower prices. Like any new home, you are likely to have the low maintenance and lower cost of ownership that makes new construciton a good value in Saint Charles,