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New Construction Homes Under $400K in Saint Charles, MO

40 Homes

From $388,900

3 Br | 2.5 Ba | 2 Gr | 2,219 sq ft

Ashton | Saint Charles, MO

Consort Homes

From $375,900

3 Br | 2 Ba | 2 Gr | 1,734 sq ft

Audubon | Saint Charles, MO

Consort Homes

From $370,900

3 Br | 2 Ba | 2 Gr | 1,764 sq ft

Madison | Saint Charles, MO

Consort Homes

From $360,900

3 Br | 2 Ba | 2 Gr | 1,559 sq ft

Covington | Saint Charles, MO

Consort Homes

From $317,900

3 Br | 2 Ba | 2 Gr | 1,474 sq ft

Fairground - Interior Townhome | Saint Charles, MO

Fischer & Frichtel Homes

From $327,900

3 Br | 2 Ba | 2 Gr | 1,474 sq ft

Fairground - Exterior Townhome | Saint Charles, MO

Fischer & Frichtel Homes

Under Construction

From $372,710

3 Br | 2.5 Ba | 2 Gr | 1,474 sq ft

2810 Hackmann Road. Saint Charles, MO 63303

Fischer & Frichtel Homes

Under Construction

$12,000

From $345,644 $357,644

3 Br | 2 Ba | 1,286 sq ft Hot Deal

202 Newal Way Unit 175602. O Fallon, MO 63368

Fischer Homes

From $348,900

3 Br | 2.5 Ba | 2 Gr | 1,602 sq ft Hot Deal

Lilac | O Fallon, MO

Houston Homes LLC

From $366,900

3 Br | 2.5 Ba | 2 Gr | 2,059 sq ft Hot Deal

Blossom | O Fallon, MO

Houston Homes LLC

From $350,900

3 Br | 2 Ba | 2 Gr | 1,601 sq ft Hot Deal

Linden | O Fallon, MO

Houston Homes LLC

From $370,900

3 Br | 2.5 Ba | 2 Gr | 1,874 sq ft Hot Deal

Holly | O Fallon, MO

Houston Homes LLC

$15,000

From $339,900 $354,900

3 Br | 2.5 Ba | 2 Gr | 1,740 sq ft Hot Deal

Danville | O Fallon, MO

Fischer Homes

From $394,900

4 Br | 2.5 Ba | 2 Gr | 2,330 sq ft Hot Deal

Fairfax | O Fallon, MO

Fischer Homes

From $395,900

3 Br | 2.5 Ba | 2 Gr | 2,456 sq ft Hot Deal

Ash | O Fallon, MO

Houston Homes LLC

$8,000

From $384,900 $392,900

3 Br | 2 Ba | 2 Gr | 2,439 sq ft Hot Deal

Cumberland | O Fallon, MO

Fischer Homes

$35,000

From $384,900 $419,900

2 Br | 2 Ba | 2 Gr | 1,237 sq ft Hot Deal

Charlotte | O Fallon, MO

Fischer Homes

$35,000

From $399,900 $434,900

2 Br | 2 Ba | 2 Gr | 1,419 sq ft Hot Deal

Beacon | O Fallon, MO

Fischer Homes

$15,000

From $364,900 $379,900

3 Br | 2.5 Ba | 2 Gr | 2,258 sq ft Hot Deal

Yosemite | O Fallon, MO

Fischer Homes

From $336,900

3 Br | 2 Ba | 2 Gr | 1,419 sq ft Hot Deal

Laurel III | O Fallon, MO

Houston Homes LLC

$10,000

From $354,900 $364,900

3 Br | 2.5 Ba | 2 Gr | 1,842 sq ft Hot Deal

Wesley | O Fallon, MO

Fischer Homes

Under Construction

From $356,409

3 Br | 2 Ba | 1,286 sq ft Hot Deal

206 Newal Way Unit 175604. O Fallon, MO 63368

Fischer Homes

$35,000

From $389,900 $424,900

3 Br | 2.5 Ba | 2 Gr | 1,408 sq ft Hot Deal

Harper | O Fallon, MO

Fischer Homes

From $312,900

3 Br | 2 Ba | 1,086 sq ft Hot Deal

Asheville | O Fallon, MO

Fischer Homes

Under Construction

$10,481

From $338,205 $348,686

3 Br | 2 Ba | 1,363 sq ft Hot Deal

40 Mora Boulevard Unit 420402. Wentzville, MO 63385

Fischer Homes

From $367,900

3 Br | 2 Ba | 2 Gr | 1,773 sq ft Hot Deal

Hawthorn | O Fallon, MO

Houston Homes LLC

From $324,900

3 Br | 2 Ba | 1,363 sq ft Hot Deal

Durham | O Fallon, MO

Fischer Homes

From $375,900

3 Br | 2 Ba | 2 Gr | 1,865 sq ft Hot Deal

Magnolia | O Fallon, MO

Houston Homes LLC

From $339,900

3 Br | 2 Ba | 2 Gr | 1,453 sq ft Hot Deal

Oakley | O Fallon, MO

Houston Homes LLC

Under Construction

From $349,317

2 Br | 2 Ba | 1,363 sq ft Hot Deal

319 Newbridge Way Unit 212403. Wentzville, MO 63385

Fischer Homes

$10,000

From $354,900 $364,900

3 Br | 2 Ba | 2 Gr | 1,983 sq ft Hot Deal

Greenbriar | O Fallon, MO

Fischer Homes

$8,000

From $319,900 $327,900

3 Br | 2.5 Ba | 2 Gr | 1,408 sq ft Hot Deal

Harper | O Fallon, MO

Fischer Homes

$8,000

From $334,900 $342,900

2 Br | 2 Ba | 2 Gr | 1,419 sq ft Hot Deal

Beacon | O Fallon, MO

Fischer Homes

$9,000

From $372,900 $381,900

3 Br | 2 Ba | 2 Gr | 1,730 sq ft Hot Deal

DaVinci | O Fallon, MO

Fischer Homes

From $395,900

3 Br | 2.5 Ba | 3 Gr | 2,394 sq ft Hot Deal

Hickory | O Fallon, MO

Houston Homes LLC

From $316,900

2 Br | 2 Ba | 2 Gr | 1,255 sq ft

Laurel II | Wentzville, MO

Houston Homes LLC

From $324,900

3 Br | 2 Ba | 2 Gr | 1,279 sq ft

Acorn | Wentzville, MO

Houston Homes LLC

From $335,900

3 Br | 2 Ba | 2 Gr | 1,419 sq ft

Laurel III | Wentzville, MO

Houston Homes LLC

From $342,900

3 Br | 2.5 Ba | 2 Gr | 1,602 sq ft

Lilac | Wentzville, MO

Houston Homes LLC

From $337,900

3 Br | 2 Ba | 2 Gr | 1,453 sq ft

Oakley | Wentzville, MO

Houston Homes LLC

Static Map Image

Market Snapshot

Newest Home Developments in Saint Charles

Top Home Builders in Saint Charles

BuilderHomesAverage Price
Consort Homes77$474,653
Mcbride & Son Homes386$319,114
Fischer & Frichtel Homes54$552,107
Homes by Whittaker3$298,566

Saint Charles features many of the best homes builders and new construction home designs in Missouri. Finding relatively lower priced homes has become increasingly difficult. The cost of new construction in Saint Charles has increased substantially. Despite the rising trend of housing prices, it is still possible to design and build an affordable home in the Saint Charles area. In fact, there are 413 new homes for sale in Saint Charles with a good selection of cheaper homes starting at under $400K.

How to Find Homes in Saint Charles, MO for Less than $400K?

Builders see the growing demand for homes under the $400k price point and often have a few floor plans available, but these may be in limited supply. To ensure affordability without compromising on the quality of the home, builders use value engineering techniques to reduce the cost of construction and keep prices increasing too much. Smaller lots, standard-sized materials, and evening the pace of building can help deliver high-value for the cost. The results are delivering similar quality at lower prices.