Retirees who want easy access to a coast – but not in Florida where the heat is unforgiving – are discovering that New Jersey is a great state to settle down. Here, retirees enjoy proximity to the white sandy shores of the Atlantic Ocean, as well as the thrills of the Big Apple.
NewHomeSource has named the top 10 cities for retirees in New Jersey. We make it easy to find the city in New Jersey that best suits your ideal lifestyle for your retirement.
Top 10 Cities to Retire in New Jersey
1. Camden
Percentage of the Population Over 65: 11.1%
Median Home Value: $100,400
Most Recent Annual Number of Violent Crimes: 1,198
Most Recent Annual Number of Property Crimes: 2,302
Number of Hospitals Within 25 Miles of the City: 53
Camden is a great suburb of Philadelphia situated directly across the Delaware River. This city lets retirees enjoy affordable urban living with access to Philadelphia cultural attractions, dining, and entertainment. You can take advantage of all the amenities and recreational activities that East Coast city living offers; retirees never tire of exploring the numerous museums that celebrate the arts and local history.
The city and surrounding Camden County provide various services and activities tailored for seniors. From door-to-door transportation, nutrition programs, arts and crafts, and health screenings as well as day trips, extended excursions, and other support services, seniors can live an enriched life in this area. Camden boasts several parks, including Cooper River Park, which offers walking trails and scenic views. For more adventures, take a hike, fish, or camp at nearby state parks such as Wharton State Forest.
Find the lifestyle you are looking for in retirement when you choose Camden. This New Jersey locale offers an array of comprehensive senior services, quality healthcare, and recreational opportunities.
2. Trenton
Percentage of the Population Over 65: 12.3%
Median Home Value: $122,500
Most Recent Annual Number of Violent Crimes: 931
Most Recent Annual Number of Property Crimes: 1,678
Number of Hospitals Within 25 Miles of the City: 29
Trenton has something for all types of retirees. Museum lovers can explore everything from art to local history, natural history, and architecture. Fun parks line the Delaware River, making it easy for active adults to enjoy the outdoors during their retirement. No matter how you want to spend your days, you’ll always have something to do in Trenton. Located 35 miles from Philadelphia and 60 miles from New York City translates to excellent opportunities for fun. From Broadway to the New Jersey State Museum, the cultural experiences are many.
Healthcare is covered by several medical facilities and hospitals in the area. You will also find programs aimed at seniors' wants and needs including painting, health workshops, dancing, and more. Local parks allow you to enjoy the outdoors with walking trails and green spaces.
Trenton is a compelling choice for seniors wanting proximity to urban amenities during retirement.
3. Bridgeton
Percentage of the Population Over 65: 6.0%
Median Home Value: $134,400
Most Recent Annual Number of Violent Crimes: 237
Most Recent Annual Number of Property Crimes: 974
Number of Hospitals Within 25 Miles of the City: 5
Located on the Cohansey River, Bridgeton is a haven for saltwater and freshwater fishing, boating, kayaking, and swimming. Spend your free time exploring the native and exotic wildlife at the Cohanzick Zoo, or admiring the national, famous regional and local athletes in the Bridgeton Hall of Fame All Sports Museum.
This Cumberland County gem is found in the southern part of the state. The serene atmosphere at spots like Bridgeton City Park make it a great place for grandchildren visits. Parvin State Park has a diverse landscape ideal for adventures in birdwatching, fishing, and hiking.
From comprehensive healthcare to advocacy and services to senior citizens, retirees find what they need in this supportive community.
4. Gloucester Township
Percentage of the Population Over 65: 16.3%
Median Home Value: $255,100
Most Recent Annual Number of Violent Crimes: 61
Most Recent Annual Number of Property Crimes: 772
Number of Hospitals Within 25 Miles of the City: 50
Another great choice is Gloucester Township. This township is a suburban retreat located about 15 miles southeast of Philadelphia on the New Jersey side of the Delaware River. Retirees can take advantage of easy access to the City of Brotherly Love and enjoy a peaceful community.
While couch potatoes might not like life in Gloucester Township, active adults will always have something new to explore. The town's senior center is a great place to meet friends and participate in activities including card games and health classes. Reputable healthcare institutions include Washington Township Hospital and Cooper University Hospital.
From nature strolls in local parks to museums in Philadelphia, the world is your oyster when you choose retirement in Gloucester Township.
5. Manchester Township
Percentage of the Population Over 65: 47.8%
Median Home Value: $196,300
Most Recent Annual Number of Violent Crimes: 29
Most Recent Annual Number of Property Crimes: 182
Number of Hospitals Within 25 Miles of the City: 12
Manchester Township proves that East Coast beachside living doesn’t have to break the bank. This affordable New Jersey township lets retirees make their dreams of a coastal retirement a reality. Manchester is found 50 miles east of Philadelphia and 70 miles south of New York City.
When you aren’t in the mood for scenic views of the Atlantic Ocean, Manchester Township has plenty of to do. The Manchester Township Department of Recreation is a great start with programs, activities, and events. Take the grandkids to Pine Lake Park to enjoy the water park and playgrounds. From wellness programs to comprehensive healthcare, rest easy knowing Manchester has you covered.
Residents appreciate the welcoming atmosphere and ease of life in Manchester Township.
6. Atlantic City
Percentage of the Population Over 65: 16.3%
Median Home Value: $189,600
Most Recent Annual Number of Violent Crimes: 726
Most Recent Annual Number of Property Crimes: 2,626
Number of Hospitals Within 25 Miles of the City: 2
Retiring in an exciting coastal city means getting to live life to the fullest every single day. Alternate between relaxing days at the beach and boardwalk and fun-filled trips to the local casinos in Atlantic City. From casinos to shows to dining, all the bases are covered.
This renowned city known for its iconic boardwalk is your ticket to vibrant entertainment. Visit local wineries to enjoy life in the lap of luxury. Relax and take in the views of the Atlantic Ocean. With cities like Philadelphia about 60 miles away, you have additional opportunities for cultural and healthcare resources.
Test your luck with a new home in this New Jersey city! With great programs and facilities that cater to senior needs, you might hit the jackpot!
7. Pennsauken Township
Percentage of the Population Over 65: 15.8%
Median Home Value: $213,800
Most Recent Annual Number of Violent Crimes: 129
Most Recent Annual Number of Property Crimes: 1,581
Number of Hospitals Within 25 Miles of the City: 55
You don’t have to slow down during your retirement when you make Pennsauken Township your home. This great suburb of Philly offers easy access to urban amenities like amazing museums, great restaurants, and intriguing culture, while still providing you with an affordable cost of living and comfortable home.
Pennsauken Township is across the Delaware River from Philly. With a supportive community, seniors find a multitude of activities and services tailored to their needs from transportation to social activities and comprehensive healthcare.
Enjoy a balanced lifestyle in Pennsauken Township where your day might include taking a stroll in Cooper River Park or heading to Philly for an authentic cheesesteak.
8. Millville
Percentage of the Population Over 65: 18.7%
Median Home Value: $199,300
Most Recent Annual Number of Violent Crimes: 151
Most Recent Annual Number of Property Crimes: 1,198
Number of Hospitals Within 25 Miles of the City: 5
Invest in your lifestyle when you retire to Millville. Millville is approximately 45 miles south of Philadelphia providing a relaxed small-town charm.
When you live in this amazing town on the Maurice River, you will be encircled by scenic views and great parks, making it easy to stay active and healthy. The Glasstown Arts District lets you enjoy the great indoors when the temperature outside doesn’t appeal to you. The Millville Senior Center is the spot to enjoy socializing opportunities, crafts, games, and educational opportunities.
When you're looking for a balance between relaxation and activity, Millville might just be the answer.
9. Willingboro Township
Percentage of the Population Over 65: 17.2%
Median Home Value: $240,200
Most Recent Annual Number of Violent Crimes: 110
Most Recent Annual Number of Property Crimes: 391
Number of Hospitals Within 25 Miles of the City: 49
Nature lovers will love retired life in Willingboro Township. This charming community has miles of scenic trails that twist and turn around numerous parks, ponds, lakes, and rivers. Found in Burlington County about 15 miles from Philadelphia, residents get the best of both worlds, suburban life with easy urban amenities.
Stay active, healthy, and safe by exploring your new home and enjoying some of the best scenery Mother Nature has to offer. Millcreek Park and Willingboro Lakes Park not only provide beautiful views but walking trails and picnic areas.
From educational classes to social events, senior centers in the area ensure that you have opportunities to connect and enjoy life. Find what speaks to your retirement needs in Willingboro Township.
10. Vineland
Percentage of the Population Over 65: 16.9%
Median Home Value: $218,200
Most Recent Annual Number of Violent Crimes: 269
Most Recent Annual Number of Property Crimes: 1,605
Number of Hospitals Within 25 Miles of the City: 5
With a name like Vineland, this delightful Philadelphia suburb brims with local wineries. This welcoming city puts you close to both Philadelphia and the Jersey Shore. Take frequent day trips to create memories at coastal destinations.
Vineland fosters a rich experience for seniors with activities, programs, and social events. Feel right at home with your community. Easily accessing healthcare is important as well. State-of-the-art medical facilities offer emergency care, wellness programs, and specialized treatments.
With 18 parks, it's easy to be outside. Enjoy a picnic, play disc golf, or go for a walk. Retiring in Vineland means you can take advantage of the best of East Coast living – from beautiful views to a culture of laid-back luxury. What’s not to like about that?
NewHomeSource pulled data from the FBI Uniform Crime Reporting Services, Medicare’s Hospital Compare and the U.S. Census Bureau. In the event exact crime data was unavailable, estimates were used. Median home price, number of hospitals, 65+ population, and crime rates were entered into an algorithm to calculate a score for each city whose population is at least 10,000.
Common Questions About Retiring in New Jersey
Is retirement income taxable in New Jersey?
Most retirement income is not taxable under New Jersey’s state income taxes, including social security benefits, Railroad retirement benefits, and payments from a public or private pensions as a result of total and permanent disability.
How much money do you need to retire in NJ?
New Jersey is the 5th most expensive state to retire in. Suggested retirement savings should exceed $3,800,000 for 30 years to retire comfortably.
Is New Jersey a good state to retire in?
Not everyone wants to deal with the humidity and alligators in Florida. If this includes you, New Jersey serves up beachfront living without the heat and humidity, making it a great state for retirees.
| City | People over 65 | Violent Crimes | Property Crimes | Hospitals Within 25 Miles | Median Home Price |
| Newark | 10.9% | 1,487 | 6,766 | 94 | $337,800 |
| Jersey City | 11.7% | 811 | 4,101 | 92 | $534,500 |
| Paterson | 12.1% | 1,410 | 3,826 | 88 | $335,400 |
| Elizabeth | 11.3% | 745 | 3,986 | 87 | $393,500 |
| Edison | 15.3% | 189 | 2,191 | 44 | $481,700 |
| Lakewood Township | 9.5% | 223 | 931 | 11 | $430,000 |
| Toms River | 19.8% | 110 | 1,250 | 9 | $387,500 |
| Hamilton Township | 17.1% | 213 | 2,019 | 25 | $240,500 |
| Clifton | 18.3% | 95 | 1,273 | 92 | $444,300 |
| Brick Township | 20.8% | 100 | 984 | 9 | $372,900 |
| Cherry Hill | 19.4% | 62 | 1,714 | 51 | $355,700 |
| Passaic | 9.5% | 432 | 1,522 | 98 | $406,500 |
| Middletown Township | 17.3% | 11 | 160 | 43 | $569,900 |
| Union City | 12.4% | 202 | 1,085 | 97 | $446,800 |
| Old Bridge Township | 17.5% | 49 | 650 | 34 | $440,300 |
| East Orange | 14.9% | 330 | 1,359 | 91 | $315,500 |
| Bayonne | 14.6% | 183 | 1,008 | 93 | $446,100 |
| Franklin Township | 18.5% | 64 | 843 | 11 | $430,200 |
| North Bergen | 17.3% | 73 | 488 | 99 | $466,800 |
| Piscataway | 12.4% | 47.00 | 591 | 36 | $423,900 |
| New Brunswick | 6.6% | 528 | 1,675 | 35 | $316,800 |
| Jackson Township | 17.7% | 28 | 237 | 15 | $461,200 |
| Wayne | 19.4% | 51 | 1,107 | 76 | $596,700 |
| Irvington | 12.4% | 278 | 1,529 | 87 | $291,500 |
| Parsippany-Troy Hills | 18.4% | 18 | 524 | 47 | $520,200 |
| Howell Township | 17.4% | 52 | 492 | 12 | $465,900 |
| Perth Amboy | 12.3% | 204 | 908 | 61 | $339,200 |
| Hoboken | 5.8% | 85 | 822 | 93 | $872,100 |
| Plainfield | 10.3% | 288 | 808.00 | 56 | $383,300 |
| West New York | 13.3% | 128.00 | 923 | 99 | $410,200 |
| Washington Township | 19.5% | 3 | 22 | 91 | $583,100 |
| East Brunswick | 16.7% | 46 | 682 | 34 | $499,300 |
| Bloomfield | 14.6% | 53 | 815 | 89 | $447,900 |
| West Orange | 18.6% | 94 | 733 | 90 | $527,900 |
| Bridgewater Township | 17.7% | 7 | 393 | 26 | $581,600 |
| Egg Harbor Township | 16.1% | 62 | 1,184 | 5 | $285,700 |
| Hackensack | 17.1% | 113 | 1,084 | 96 | $370,300 |
| Sayreville | 15.0% | 37 | 566 | 37 | $407,600 |
| Mount Laurel | 19.7% | 86 | 925 | 47 | $341,400 |
| North Brunswick | 14.4% | 77 | 721 | 34 | $400,000 |
| Kearny | 14.0% | 64 | 1,007 | 95 | $431,700 |
| Linden | 14.2% | 187 | 1,562 | 79 | $387,200 |
| Marlboro Township | 18.3% | 14 | 456 | 25 | $649,100 |
| Teaneck | 18.0% | 26 | 482 | 96 | $496,400 |
| Winslow Township | 14.8% | 75 | 672 | 13 | $252,600 |
| Monroe Township | 38.9% | 13 | 110 | 28 | $513,400 |
| Manalapan Township | 17.4% | 13 | 293 | 25 | $613,100 |
| Hillsborough Township | 15.0% | 25 | 251 | 20 | $536,700 |
| Montclair | 13.6% | 44 | 189 | 87 | $850,700 |
| Galloway Township | 19.2% | 70 | 455 | 4 | $270,200 |
| Freehold Township | 17.2% | 27 | 89 | 20 | $535,000 |
| Belleville | 14.6% | 86 | 755 | 92 | $405,800 |
| Ewing Township | 17.6% | 79 | 991 | 32 | $277,400 |
| Fort Lee | 25.2% | 42 | 555 | 95 | $422,200 |
| Lawrence Township | 16.1% | 13 | 551 | 28 | $404,400 |
| Fair Lawn | 17.9% | 26 | 317 | 92 | $532,700 |
| Long Branch | 16.9% | 79 | 440 | 21 | $519,000 |
| Deptford Township | 16.4% | 60 | 1,189 | 45 | $256,900 |
| Garfield | 14.5% | 39 | 529 | 94 | $454,300 |
| Westfield | 14.7% | 5 | 264 | 68 | $930,500 |
| Livingston | 18.8% | 16 | 400 | 82 | $746,100 |
| Voorhees Township | 21.9% | 13 | 409 | 44 | $390,600 |
| Princeton | 12.8% | 17 | 234 | 20 | $1,040,400 |
| Nutley | 16.6% | 29 | 250 | 89 | $488,900 |
| Neptune Township | 20.4% | 96 | 969 | 12 | $424,400 |
| Pemberton Township | 17.7% | 100 | 338 | 30 | $219,500 |
| Rahway | 15.8% | 50 | 317 | 74 | $362,300 |
| East Windsor Township | 17.1% | 9 | 328 | 24 | $378,000 |
| West Windsor Township | 14.6% | 12 | 510 | 24 | $725,800 |
| Englewood | 18.7% | 129 | 394 | 98 | $497,500 |
| Bergenfield | 16.8% | 4 | 101 | 95 | $469,200 |
| Stafford Township | 21.3% | 6 | 340 | 4 | $379,400 |
| Hamilton Township | 19.3% | 213 | 2,019 | 25 | $299,600 |
| Paramus | 26.3% | 7 | 812 | 93 | $736,000 |
| Wall Township | 22.7% | 24 | 347 | 9 | $673,500 |
| Mahwah | 22.1% | 11 | 188 | 58 | $590,400 |
| West Milford | 20.7% | 14 | 64 | 24 | $373,200 |
| Randolph | 12.2% | 3 | 84 | 26 | $639,400 |
| Ridgewood | 13.6% | 10 | 165 | 85 | $882,700 |
Other New Jersey Resources
Best Suburbs in Middlesex County, New Jersey
Ready to move to Middlesex County? Read our relocation guide
Top 10 State Parks in New Jersey
The Healthiest States to Live In
New Jersey’s 10 Best Counties to Live In
How to Build a House in New Jersey
The Most Affordable Cities in New Jersey
Your Guide to Closing Costs in New Jersey
First-Time Homebuyer Programs in New Jersey
Jessi Gonzalez
Jessi Gonzalez writes on the topics of home-buying, home decor, and home-ownership for NewHomeSource. She has a degree from Coastal Bend College and is currently enrolled in the English degree program at Texas A&M Corpus Christi.