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Home » 55+ » The 10 Best Places to Retire in New Jersey

The 10 Best Places to Retire in New Jersey

view of Atlantic City New Jersey beach with blue boat in foreground with the words Atlantic City on the side and a ferris wheel and boardwalk in background

New Jersey is a great state for retirees that want to live close to the coast, but don’t want to spend their days in Florida. In addition to giving retirees easy access to white sand on the shores of the Atlantic Ocean, retiring in New Jersey also makes the Big Apple easily accessible.

NewHomeSource has named the top 10 cities for retirees in New Jersey. We make it easy to find the city in New Jersey that fosters your ideal lifestyle for your retirement.

Top 10 Cities to Retire in New Jersey

Skip Ahead
1. Camden
2. Trenton
3. Gloucester Township
4. Manchester Township
5. Millville
6. Pennsauken Township
7. Willingboro Township
8. Atlantic City
9. Pemberton Township
10. Vineland
Common Questions About Retiring in New Jersey

1. Camden

Percentage of the Population Over 65: 9.4%

Median Home Value: $82,700

Most Recent Annual Number of Violent Crimes: 1,200

Most Recent Annual Number of Property Crimes: 2,241

Number of Hospitals Within One Mile of the City: 34

Camden is a great Philadelphia suburb that lets retirees enjoy affordable urban living. You can take advantage of the best of East Coast city living in Camden, while you explore the numerous museums that celebrate the arts and local history. Enjoy the great outdoors in the lovely parks along the Delaware River. 

2. Trenton

Areal view of Trenton, New Jersey

Percentage of the Population Over 65: 9.8%

Median Home Value: $95,100

Most Recent Annual Number of Violent Crimes: 992

Most Recent Annual Number of Property Crimes: 2,558

Number of Hospitals Within One Mile of the City: 14

Trenton, NJ has something for all types of retirees. Museum lovers can explore everything from art, to local history, natural history, and architecture. Fun parks line the Delaware River, making it easy for active adults to get up and stay active during their retirement. No matter how you want to spend your days, you’ll always have something to do in Trenton.

3. Gloucester Township

Park in Gloucester Township, New Jersey

Percentage of the Population Over 65: 11%

Median Home Value: $122,300

Most Recent Annual Number of Violent Crimes: 34

Most Recent Annual Number of Property Crimes: 272

Number of Hospitals Within One Mile of the City: 32

Gloucester Township is a suburban retreat from Philadelphia on the New Jersey side of the Delaware River. Retirees can take advantage of easy access to the City of Brotherly Love, while still enjoying a peaceful and park filled community. While couch potatoes might not like life in Gloucester Township, active adults will always have something new to explore.

4. Manchester Township

Percentage of the Population Over 65: 48.7%

Median Home Value: $132,700

Most Recent Annual Number of Violent Crimes: 12

Most Recent Annual Number of Property Crimes: 186

Number of Hospitals Within One Mile of the City: 6

Manchester Township proves that East Coast beachside living doesn’t have to break the bank. This affordable New Jersey township lets retirees make their dreams of a coastal retirement a reality. When you aren’t in the mood for scenic views of the Atlantic Ocean, Manchester Township has plenty of museums for you to visit.

5. Millville

Pond in Millville, New Jersey

Percentage of the Population Over 65: 15.8%

Median Home Value: $156,000

Most Recent Annual Number of Violent Crimes: 127

Most Recent Annual Number of Property Crimes: 1,217

Number of Hospitals Within One Mile of the City: 2

Invest in your lifestyle when you retire to Millville, NJ. This amazing town on the Delaware River surrounds you with scenic views and great parks, making it easy to stay active and healthy. The Glasstown Arts District lets you enjoy the great indoors. Take a walk on the wild side at one of Millville’s local wineries. 

6. Pennsauken Township

Percentage of the Population Over 65: 13.8%

Median Home Value: $158,000

Most Recent Annual Number of Violent Crimes: 59

Most Recent Annual Number of Property Crimes: 485

Number of Hospitals Within One Mile of the City: 34

You don’t have to slow down during your retirement when you make Pennsauken Township your home. This great Phili suburb gives you easy access to urban amenities like amazing museums, great restaurants, and a fun culture, while still providing you with an affordable cost of living and a comfortable home.

7. Willingboro Township

Percentage of the Population Over 65: 17.6%

Median Home Value: $162,900

Most Recent Annual Number of Violent Crimes: 112

Most Recent Annual Number of Property Crimes: 476

Number of Hospitals Within One Mile of the City: 31

Nature lovers will love retired life in Willingboro Township. This bucolic community has numerous parks, ponds, lakes, and rivers connected by miles of scenic trails. Stay active and healthy by exploring your new home, and enjoying some of the best scenery Mother Nature has to offer. 

8. Atlantic City

Atlantic City boardwalk in New Jersey

Percentage of the Population Over 65: 13.6%

Median Home Value: $165,200

Most Recent Annual Number of Violent Crimes: 276

Most Recent Annual Number of Property Crimes: 1,181

Number of Hospitals Within One Mile of the City: 2

The urban jungle doesn’t get any better than Atlantic City. Retiring in this exciting coastal city mean getting to live life to the fullest every single day. Alternate between relaxing days at the beach and boardwalk and fun filled trips to the local casinos. Visit local wineries to enjoy life in the lap of luxury. 

9. Pemberton Township

Building on Pemberton Street in Philadelphia

Percentage of the Population Over 65: 13.9%

Median Home Value: $166,500

Most Recent Annual Number of Violent Crimes: 2

Most Recent Annual Number of Property Crimes: 28

Number of Hospitals Within One Mile of the City: 11

If a rural retirement sounds ideal to you, then you’ll love life in Pemberton Township. This charming community lets active adults enjoy lovely scenery and beautiful trails.You’ve worked hard at the office your entire life, kick back and enjoy the retired life in Pemberton Township that you deserve.

10. Vineland

Percentage of the Population Over 65: 16.1b%

Median Home Value: $168,300

Most Recent Annual Number of Violent Crimes: 258

Most Recent Annual Number of Property Crimes: 2,021

Number of Hospitals Within One Mile of the City: 2

With a name like Vineland, you can rest assured that there are plenty of local wineries surrounding this lovely Philadelphia suburb. Retiring in Vineland means getting to take advantage of the best of East Coast living from beautiful views to a culture of laid back luxury. What’s not to like about that?

NewHomeSource pulled data from the FBI Uniform Crime Reporting Services, Medicare’s Hospital Compare and the U.S. Census Bureau. In the event exact crime data was unavailable, estimates were used. These factors were entered into an algorithm to calculate a score for each city.

Common Questions About Retiring in New Jersey

Is retirement income taxable in New Jersey?

Most retirement income is not taxable under New Jersey’s state income taxes, including social security benefits, Railroad retirement benefits, and payments from a public or private pensions as a result of total and permanent disability.

How much money do you need to retire in NJ?

To retire comfortably in New Jersey you need to plan to have about $61,215 a year.

Is New Jersey a good state to retire in?

Not everyone wants to deal with the humidity and alligators in Florida. If this includes you, New Jersey serves up beachfront living without the heat and humidity;y, making it a great state for retirees.

City NamePeople Over 65Violent CrimesProperty CrimesAccess To DoctorsMedian Home Price
Camden9.4%1,2002,24134$82,700
Trenton9.8%9922,55814$95,100
Gloucester Township11%3427232$122,300
Manchester Township48.7%121866$132,700
Millville15.8%1271,2172$156,000
Pennsauken Township13.8%5948534$158,000
Willingboro Township17.6%11247631$162,900
Atlantic City13.6%2761,1812$165,200
Pemberton Township13.9%22811$166,500
Vineland16.1%2582,0212$168,300
Invington11.8%3621,28960$172,000
Deptford Township16.8%91,16527$187,200
Winslow Township12.5%746774$192,200
Franklin Township13.8%5375$199,900
Monroe Township15.7%2329913$205,800
Galloway Township17.2%161293$208,900
Washington Township21.3%7507$210,600
Hamilton Township13.3%2081,40513$212,000
Egg Harbor Township13.6%608772$213,800
East Orange12.6%34391964$213,700
Ewing Township16.5%1,1622,94616$217,200
Newark10%2,1406,07867$231,500
Cherry Hill15.9%942,04732$236,600
Plainfield11.6%19782322$239,200
Paterson10.7%1,0763,56755$237,500
Perth Amboy10.9%16572429$255,100
New Brunswick5.7%3361,60112$257,400
Mount Laurel18.3%5266430$265,900
Rahway12.9%3524743$266,300
Hakensack14.2%11665168$273,600
Elizabeth9.9%9024,01156$273,700
Linden14.1%1231,12950$276,700
Stafford Township19.7%5462$278,300
Toms River18.9%471,1066$283,500
Brick Township19.4%659006$284,900
West Milford15.6%5967$288,200
Belleville12.3%5948568$288,800
Evesham Township16.5%3266126$289,200
East Windsor Township14.6%2358$292,500
Freehold Township16.2%6859711$293,800
Sayreville13.9%4430316$296,900
Neptune Township18.9%1007668$305,700
Lawrence Township16.5%3660611$312,500
West New York12.4%13856771$315,200
Union City10.8%2381,13670$317,600
Bayonne14.1%11477362$320,300
Piscataway11%5442914$321,300
Bloomfield13.4%5765867$322,600
Voorhees Township20.3%4338627$323,500
Kearny12.9%3867769$323,400

Access to Doctors is calculated by finding the number of hospitals, discounting children’s hospitals and VA hospitals within one mile of the city.

Sanda Brown

After graduating in 2016 from The University of Texas with a degree in English, Sanda Brown became a content writer for the BDX with a focus on website copy and content marketing.

At the BDX, Sanda helps write and edit articles on NewHomeSource.com, writes website copy for builders, and manages a team of freelancers that work on additional content needs.

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