New Jersey is a great state for retirees that want to live close to the coast, but don’t want to spend their days in Florida. In addition to giving retirees easy access to white sand on the shores of the Atlantic Ocean, retiring in New Jersey also makes the Big Apple easily accessible.
NewHomeSource has named the top 10 cities for retirees in New Jersey. We make it easy to find the city in New Jersey that fosters your ideal lifestyle for your retirement.
Top 10 Cities to Retire in New Jersey
1. Camden
Percentage of the Population Over 65: 9.4%
Median Home Value: $82,700
Most Recent Annual Number of Violent Crimes: 1,200
Most Recent Annual Number of Property Crimes: 2,241
Number of Hospitals Within One Mile of the City: 34
Camden is a great Philadelphia suburb that lets retirees enjoy affordable urban living. You can take advantage of the best of East Coast city living in Camden, while you explore the numerous museums that celebrate the arts and local history. Enjoy the great outdoors in the lovely parks along the Delaware River.
2. Trenton
Percentage of the Population Over 65: 9.8%
Median Home Value: $95,100
Most Recent Annual Number of Violent Crimes: 992
Most Recent Annual Number of Property Crimes: 2,558
Number of Hospitals Within One Mile of the City: 14
Trenton, NJ has something for all types of retirees. Museum lovers can explore everything from art, to local history, natural history, and architecture. Fun parks line the Delaware River, making it easy for active adults to get up and stay active during their retirement. No matter how you want to spend your days, you’ll always have something to do in Trenton.
3. Gloucester Township
Percentage of the Population Over 65: 11%
Median Home Value: $122,300
Most Recent Annual Number of Violent Crimes: 34
Most Recent Annual Number of Property Crimes: 272
Number of Hospitals Within One Mile of the City: 32
Gloucester Township is a suburban retreat from Philadelphia on the New Jersey side of the Delaware River. Retirees can take advantage of easy access to the City of Brotherly Love, while still enjoying a peaceful and park filled community. While couch potatoes might not like life in Gloucester Township, active adults will always have something new to explore.
4. Manchester Township
Percentage of the Population Over 65: 48.7%
Median Home Value: $132,700
Most Recent Annual Number of Violent Crimes: 12
Most Recent Annual Number of Property Crimes: 186
Number of Hospitals Within One Mile of the City: 6
Manchester Township proves that East Coast beachside living doesn’t have to break the bank. This affordable New Jersey township lets retirees make their dreams of a coastal retirement a reality. When you aren’t in the mood for scenic views of the Atlantic Ocean, Manchester Township has plenty of museums for you to visit.
5. Millville
Percentage of the Population Over 65: 15.8%
Median Home Value: $156,000
Most Recent Annual Number of Violent Crimes: 127
Most Recent Annual Number of Property Crimes: 1,217
Number of Hospitals Within One Mile of the City: 2
Invest in your lifestyle when you retire to Millville, NJ. This amazing town on the Delaware River surrounds you with scenic views and great parks, making it easy to stay active and healthy. The Glasstown Arts District lets you enjoy the great indoors. Take a walk on the wild side at one of Millville’s local wineries.
6. Pennsauken Township
Percentage of the Population Over 65: 13.8%
Median Home Value: $158,000
Most Recent Annual Number of Violent Crimes: 59
Most Recent Annual Number of Property Crimes: 485
Number of Hospitals Within One Mile of the City: 34
You don’t have to slow down during your retirement when you make Pennsauken Township your home. This great Phili suburb gives you easy access to urban amenities like amazing museums, great restaurants, and a fun culture, while still providing you with an affordable cost of living and a comfortable home.
7. Willingboro Township
Percentage of the Population Over 65: 17.6%
Median Home Value: $162,900
Most Recent Annual Number of Violent Crimes: 112
Most Recent Annual Number of Property Crimes: 476
Number of Hospitals Within One Mile of the City: 31
Nature lovers will love retired life in Willingboro Township. This bucolic community has numerous parks, ponds, lakes, and rivers connected by miles of scenic trails. Stay active and healthy by exploring your new home, and enjoying some of the best scenery Mother Nature has to offer.
8. Atlantic City
Percentage of the Population Over 65: 13.6%
Median Home Value: $165,200
Most Recent Annual Number of Violent Crimes: 276
Most Recent Annual Number of Property Crimes: 1,181
Number of Hospitals Within One Mile of the City: 2
The urban jungle doesn’t get any better than Atlantic City. Retiring in this exciting coastal city mean getting to live life to the fullest every single day. Alternate between relaxing days at the beach and boardwalk and fun filled trips to the local casinos. Visit local wineries to enjoy life in the lap of luxury.
9. Pemberton Township
Percentage of the Population Over 65: 13.9%
Median Home Value: $166,500
Most Recent Annual Number of Violent Crimes: 2
Most Recent Annual Number of Property Crimes: 28
Number of Hospitals Within One Mile of the City: 11
If a rural retirement sounds ideal to you, then you’ll love life in Pemberton Township. This charming community lets active adults enjoy lovely scenery and beautiful trails.You’ve worked hard at the office your entire life, kick back and enjoy the retired life in Pemberton Township that you deserve.
10. Vineland
Percentage of the Population Over 65: 16.1b%
Median Home Value: $168,300
Most Recent Annual Number of Violent Crimes: 258
Most Recent Annual Number of Property Crimes: 2,021
Number of Hospitals Within One Mile of the City: 2
With a name like Vineland, you can rest assured that there are plenty of local wineries surrounding this lovely Philadelphia suburb. Retiring in Vineland means getting to take advantage of the best of East Coast living from beautiful views to a culture of laid back luxury. What’s not to like about that?
NewHomeSource pulled data from the FBI Uniform Crime Reporting Services, Medicare’s Hospital Compare and the U.S. Census Bureau. In the event exact crime data was unavailable, estimates were used. These factors were entered into an algorithm to calculate a score for each city.
Common Questions About Retiring in New Jersey
Most retirement income is not taxable under New Jersey’s state income taxes, including social security benefits, Railroad retirement benefits, and payments from a public or private pensions as a result of total and permanent disability.
To retire comfortably in New Jersey you need to plan to have about $61,215 a year.
Not everyone wants to deal with the humidity and alligators in Florida. If this includes you, New Jersey serves up beachfront living without the heat and humidity;y, making it a great state for retirees.
| City Name | People Over 65 | Violent Crimes | Property Crimes | Access To Doctors | Median Home Price |
| Camden | 9.4% | 1,200 | 2,241 | 34 | $82,700 |
| Trenton | 9.8% | 992 | 2,558 | 14 | $95,100 |
| Gloucester Township | 11% | 34 | 272 | 32 | $122,300 |
| Manchester Township | 48.7% | 12 | 186 | 6 | $132,700 |
| Millville | 15.8% | 127 | 1,217 | 2 | $156,000 |
| Pennsauken Township | 13.8% | 59 | 485 | 34 | $158,000 |
| Willingboro Township | 17.6% | 112 | 476 | 31 | $162,900 |
| Atlantic City | 13.6% | 276 | 1,181 | 2 | $165,200 |
| Pemberton Township | 13.9% | 2 | 28 | 11 | $166,500 |
| Vineland | 16.1% | 258 | 2,021 | 2 | $168,300 |
| Invington | 11.8% | 362 | 1,289 | 60 | $172,000 |
| Deptford Township | 16.8% | 9 | 1,165 | 27 | $187,200 |
| Winslow Township | 12.5% | 74 | 677 | 4 | $192,200 |
| Franklin Township | 13.8% | 5 | 37 | 5 | $199,900 |
| Monroe Township | 15.7% | 23 | 299 | 13 | $205,800 |
| Galloway Township | 17.2% | 16 | 129 | 3 | $208,900 |
| Washington Township | 21.3% | 7 | 50 | 7 | $210,600 |
| Hamilton Township | 13.3% | 208 | 1,405 | 13 | $212,000 |
| Egg Harbor Township | 13.6% | 60 | 877 | 2 | $213,800 |
| East Orange | 12.6% | 343 | 919 | 64 | $213,700 |
| Ewing Township | 16.5% | 1,162 | 2,946 | 16 | $217,200 |
| Newark | 10% | 2,140 | 6,078 | 67 | $231,500 |
| Cherry Hill | 15.9% | 94 | 2,047 | 32 | $236,600 |
| Plainfield | 11.6% | 197 | 823 | 22 | $239,200 |
| Paterson | 10.7% | 1,076 | 3,567 | 55 | $237,500 |
| Perth Amboy | 10.9% | 165 | 724 | 29 | $255,100 |
| New Brunswick | 5.7% | 336 | 1,601 | 12 | $257,400 |
| Mount Laurel | 18.3% | 52 | 664 | 30 | $265,900 |
| Rahway | 12.9% | 35 | 247 | 43 | $266,300 |
| Hakensack | 14.2% | 116 | 651 | 68 | $273,600 |
| Elizabeth | 9.9% | 902 | 4,011 | 56 | $273,700 |
| Linden | 14.1% | 123 | 1,129 | 50 | $276,700 |
| Stafford Township | 19.7% | 5 | 46 | 2 | $278,300 |
| Toms River | 18.9% | 47 | 1,106 | 6 | $283,500 |
| Brick Township | 19.4% | 65 | 900 | 6 | $284,900 |
| West Milford | 15.6% | 5 | 96 | 7 | $288,200 |
| Belleville | 12.3% | 59 | 485 | 68 | $288,800 |
| Evesham Township | 16.5% | 32 | 661 | 26 | $289,200 |
| East Windsor Township | 14.6% | 2 | 35 | 8 | $292,500 |
| Freehold Township | 16.2% | 68 | 597 | 11 | $293,800 |
| Sayreville | 13.9% | 44 | 303 | 16 | $296,900 |
| Neptune Township | 18.9% | 100 | 766 | 8 | $305,700 |
| Lawrence Township | 16.5% | 36 | 606 | 11 | $312,500 |
| West New York | 12.4% | 138 | 567 | 71 | $315,200 |
| Union City | 10.8% | 238 | 1,136 | 70 | $317,600 |
| Bayonne | 14.1% | 114 | 773 | 62 | $320,300 |
| Piscataway | 11% | 54 | 429 | 14 | $321,300 |
| Bloomfield | 13.4% | 57 | 658 | 67 | $322,600 |
| Voorhees Township | 20.3% | 43 | 386 | 27 | $323,500 |
| Kearny | 12.9% | 38 | 677 | 69 | $323,400 |
Access to Doctors is calculated by finding the number of hospitals, discounting children’s hospitals and VA hospitals within one mile of the city.
After graduating in 2016 from The University of Texas with a degree in English, Sanda Brown became a content writer for the BDX with a focus on website copy and content marketing.
At the BDX, Sanda helps write and edit articles on NewHomeSource.com, writes website copy for builders, and manages a team of freelancers that work on additional content needs.
The 10 Best Places to Retire in Kentucky