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Surprise, AZ New Homes Under $400K

100 Communities

Paloma Creek - Classic Series by Meritage Homes in Phoenix-Mesa Arizona
Home in Paloma Creek - Classic Series by Meritage Homes
Home in Paloma Creek - Classic Series by Meritage Homes
Up to $17,000

$369,990 - $425,690

Paloma Creek - Classic Series

Surprise, AZ 85387

13 Homes

6 Floor Plans

Meritage Homes

Paloma Creek - Estate Series by Meritage Homes in Phoenix-Mesa Arizona
Home in Paloma Creek - Estate Series by Meritage Homes
Home in Paloma Creek - Estate Series by Meritage Homes
Up to $20,000

$388,990 - $459,990

Paloma Creek - Estate Series

Surprise, AZ 85387

19 Homes

5 Floor Plans

Meritage Homes

The Enclaves at Desert Oasis by KB Home in Phoenix-Mesa Arizona
Home in The Enclaves at Desert Oasis by KB Home
Home in The Enclaves at Desert Oasis by KB Home

$345,990 - $429,990

The Enclaves at Desert Oasis

Surprise, AZ 85387

1 Home

7 Floor Plans

KB Home

4.3

Asante Heritage | Active Adult - Tradition by Lennar in Phoenix-Mesa Arizona
Home in Asante Heritage | Active Adult - Tradition by Lennar
Home in Asante Heritage | Active Adult - Tradition by Lennar

$325,990 - $409,990

Asante Heritage | Active Adult - Tradition

Surprise, AZ 85387

2 Homes

3 Floor Plans

Lennar

4.2

Sterling Grove - Villa Collection by Toll Brothers in Phoenix-Mesa Arizona
Home in Sterling Grove - Villa Collection by Toll Brothers
Home in Sterling Grove - Villa Collection by Toll Brothers
Up to $80,718

$329,995 - $566,995

Sterling Grove - Villa Collection

Surprise, AZ 85388

3 Homes

9 Floor Plans

Hot Deal

Toll Brothers

The Reserves at Desert Oasis by KB Home in Phoenix-Mesa Arizona
Home in The Reserves at Desert Oasis by KB Home
Home in The Reserves at Desert Oasis by KB Home

$357,990 - $519,990

The Reserves at Desert Oasis

Surprise, AZ 85387

1 Home

14 Floor Plans

KB Home

4.3

Rancho Del Rey by Meritage Homes in Phoenix-Mesa Arizona
Home in Rancho Del Rey by Meritage Homes
Home in Rancho Del Rey by Meritage Homes

Closeout

$389,990 - $448,990

Rancho Del Rey

Surprise, AZ 85387

3 Homes

3 Floor Plans

Meritage Homes

The Villages at North Copper Canyon - Valley Series by Landsea Homes in Phoenix-Mesa Arizona
Home in The Villages at North Copper Canyon - Valley Series by Landsea Homes
Home in The Villages at North Copper Canyon - Valley Series by Landsea Homes

$379,990 - $526,693

The Villages at North Copper Canyon - Valley Series

Surprise, AZ 85387

5 Floor Plans

Hot Deal

Landsea Homes

The Villages at North Copper Canyon - Canyon Series by Landsea Homes in Phoenix-Mesa Arizona
Home in The Villages at North Copper Canyon - Canyon Series by Landsea Homes
Home in The Villages at North Copper Canyon - Canyon Series by Landsea Homes

$336,990 - $477,181

The Villages at North Copper Canyon - Canyon Series

Surprise, AZ 85387

6 Floor Plans

Hot Deal

Landsea Homes

Redwood Valley at Escalante by Fulton Homes in Phoenix-Mesa Arizona
Home in Redwood Valley at Escalante by Fulton Homes
Home in Redwood Valley at Escalante by Fulton Homes
Up to $20,000

$378,400 - $504,764

Redwood Valley at Escalante

Surprise, AZ 85387

4 Floor Plans

Hot Deal

Fulton Homes

4.1

Rio Vista at Rancho Mercado by Taylor Morrison in Phoenix-Mesa Arizona
Home in Rio Vista at Rancho Mercado by Taylor Morrison
Home in Rio Vista at Rancho Mercado by Taylor Morrison

$364,990 - $476,180

Rio Vista at Rancho Mercado

Surprise, AZ 85387

4 Floor Plans

Taylor Morrison

Sunrise - Valley Series by Landsea Homes in Phoenix-Mesa Arizona
Home in Sunrise - Valley Series by Landsea Homes
Home in Sunrise - Valley Series by Landsea Homes
Up to $20,000

$396,990 - $539,012

Sunrise - Valley Series

Surprise, AZ 85387

5 Floor Plans

Hot Deal

Landsea Homes

Sunrise - Canyon Series by Landsea Homes in Phoenix-Mesa Arizona
Home in Sunrise - Canyon Series by Landsea Homes
Home in Sunrise - Canyon Series by Landsea Homes
Up to $15,000

$342,990 - $457,983

Sunrise - Canyon Series

Surprise, AZ 85387

7 Floor Plans

Hot Deal

Landsea Homes

Seasons at Desert Oasis by Richmond American Homes in Phoenix-Mesa Arizona
Home in Seasons at Desert Oasis by Richmond American Homes
Home in Seasons at Desert Oasis by Richmond American Homes

$393,990

Seasons at Desert Oasis

Surprise, AZ 85387

1 Floor Plan

Hot Deal

Richmond American Homes

3.6

Asante Heritage | Active Adult - Inspiration by Lennar in Phoenix-Mesa Arizona
Home in Asante Heritage | Active Adult - Inspiration by Lennar
Home in Asante Heritage | Active Adult - Inspiration by Lennar

$379,990 - $462,490

Asante Heritage | Active Adult - Inspiration

Surprise, AZ 85387

5 Homes

3 Floor Plans

Lennar

4.2

Paradisi Discovery Collection by Taylor Morrison in Phoenix-Mesa Arizona
Home in Paradisi Discovery Collection by Taylor Morrison
Home in Paradisi Discovery Collection by Taylor Morrison

$390,990 - $563,575

Paradisi Discovery Collection

Surprise, AZ 85388

1 Home

5 Floor Plans

Taylor Morrison

Asante - Discovery 2.1 & 2.13 by Lennar in Phoenix-Mesa Arizona
Home in Asante - Discovery 2.1 & 2.13 by Lennar
Home in Asante - Discovery 2.1 & 2.13 by Lennar

$380,990 - $460,990

Asante - Discovery 2.1 & 2.13

Surprise, AZ 85387

4 Floor Plans

Lennar

4.2

Sycamore Farms by Starlight Homes in Phoenix-Mesa Arizona
Home in Sycamore Farms by Starlight Homes
Home in Sycamore Farms by Starlight Homes

$374,990 - $519,990

Sycamore Farms

Surprise, AZ 85388

1 Home

6 Floor Plans

Starlight Homes

North Copper Canyon by Century Communities in Phoenix-Mesa Arizona
Home in North Copper Canyon by Century Communities
Home in North Copper Canyon by Century Communities

$342,990 - $516,155

North Copper Canyon

Surprise, AZ 85387

16 Floor Plans

Hot Deal

Century Communities

North Copper Canyon by Oakwood Homes in Phoenix-Mesa Arizona
Home in North Copper Canyon by Oakwood Homes
Home in North Copper Canyon by Oakwood Homes

$356,990 - $426,990

North Copper Canyon

Surprise, AZ 85387

5 Floor Plans

Oakwood Homes

Frontera by New Home Co. in Phoenix-Mesa Arizona
Home in Frontera by New Home Co.
Home in Frontera by New Home Co.

Coming Soon

$378,045 - $445,875

Frontera

Surprise, AZ 85387

3 Floor Plans

New Home Co.

Avila at Rancho Mercado by Taylor Morrison in Phoenix-Mesa Arizona
Home in Avila at Rancho Mercado by Taylor Morrison
Home in Avila at Rancho Mercado by Taylor Morrison

$320,990 - $418,084

Avila at Rancho Mercado

Surprise, AZ 85387

2 Homes

4 Floor Plans

Taylor Morrison

Ridgeview by LGI Homes in Phoenix-Mesa Arizona
Home in Ridgeview by LGI Homes
Home in Ridgeview by LGI Homes

$381,900 - $505,900

Ridgeview

Youngtown, AZ 85363

5 Floor Plans

Hot Deal

LGI Homes

4.0

Northern Farms by Landsea Homes in Phoenix-Mesa Arizona
Home in Northern Farms by Landsea Homes
Home in Northern Farms by Landsea Homes
Up to $19,805

$360,990 - $518,496

Northern Farms

Waddell, AZ 85355

7 Floor Plans

Hot Deal

Landsea Homes

Avanti at Granite Vista by Elliott Homes in Phoenix-Mesa Arizona
Home in Avanti at Granite Vista by Elliott Homes
Home in Avanti at Granite Vista by Elliott Homes
$24,000

$361,950 - $536,330

Avanti at Granite Vista

Waddell, AZ 85355

5 Homes

6 Floor Plans

Elliott Homes

The Enclave on Olive by Meritage Homes in Phoenix-Mesa Arizona
Home in The Enclave on Olive by Meritage Homes
Home in The Enclave on Olive by Meritage Homes

$370,990 - $457,580

The Enclave on Olive

Waddell, AZ 85355

5 Homes

6 Floor Plans

Meritage Homes

Canyon Views by Starlight Homes in Phoenix-Mesa Arizona
Home in Canyon Views by Starlight Homes
Home in Canyon Views by Starlight Homes
$34,000

$374,990 - $528,990

Canyon Views

Litchfield Park, AZ 85340

6 Homes

6 Floor Plans

Starlight Homes

Windrose - Sevilla at Ironwing by Beazer Homes in Phoenix-Mesa Arizona
Home in Windrose - Sevilla at Ironwing by Beazer Homes
Home in Windrose - Sevilla at Ironwing by Beazer Homes
Up to $41,911

$392,900 - $674,990

Windrose - Sevilla at Ironwing

Litchfield Park, AZ 85340

2 Homes

7 Floor Plans

Hot Deal

Beazer Homes

4.4

Allen Ranches Discovery Collection by Taylor Morrison in Phoenix-Mesa Arizona
Home in Allen Ranches Discovery Collection by Taylor Morrison
Home in Allen Ranches Discovery Collection by Taylor Morrison
Up to $11,835

$383,990 - $553,470

Allen Ranches Discovery Collection

Litchfield Park, AZ 85340

6 Floor Plans

Taylor Morrison

Seasons at Vista Del Verde II by Richmond American Homes in Phoenix-Mesa Arizona
Home in Seasons at Vista Del Verde II by Richmond American Homes
Home in Seasons at Vista Del Verde II by Richmond American Homes

$399,990 - $466,995

Seasons at Vista Del Verde II

Avondale, AZ 85323

2 Floor Plans

Hot Deal

Richmond American Homes

3.6

Discovery Collection at Verrado by Taylor Morrison in Phoenix-Mesa Arizona
Home in Discovery Collection at Verrado by Taylor Morrison
Home in Discovery Collection at Verrado by Taylor Morrison

$390,990 - $539,990

Discovery Collection at Verrado

Litchfield Park, AZ 85340

6 Floor Plans

Taylor Morrison

Canyon Views - Estate Series by Meritage Homes in Phoenix-Mesa Arizona
Home in Canyon Views - Estate Series by Meritage Homes
Home in Canyon Views - Estate Series by Meritage Homes

Closeout

$383,990 - $419,990

Canyon Views - Estate Series

Buckeye, AZ 85326

3 Floor Plans

Meritage Homes

Canyon Views - Reserve Series by Meritage Homes in Phoenix-Mesa Arizona
Home in Canyon Views - Reserve Series by Meritage Homes
Home in Canyon Views - Reserve Series by Meritage Homes
$18,200

$399,990 - $494,990

Canyon Views - Reserve Series

Buckeye, AZ 85326

6 Homes

4 Floor Plans

Meritage Homes

Parkside Villas Collection by Taylor Morrison in Phoenix-Mesa Arizona
Home in Parkside Villas Collection by Taylor Morrison
Home in Parkside Villas Collection by Taylor Morrison

$346,990 - $427,758

Parkside Villas Collection

Avondale, AZ 85392

4 Floor Plans

Taylor Morrison

Roosevelt Park by Mattamy Homes in Phoenix-Mesa Arizona
Home in Roosevelt Park by Mattamy Homes
Home in Roosevelt Park by Mattamy Homes
Up to $20,000

$368,490 - $505,094

Roosevelt Park

Avondale, AZ 85323

4 Homes

10 Floor Plans

Hot Deal

Mattamy Homes

Allen Ranches by Pulte Homes in Phoenix-Mesa Arizona
Home in Allen Ranches by Pulte Homes
Home in Allen Ranches by Pulte Homes

$356,990 - $568,990

Allen Ranches

Litchfield Park, AZ 85340

10 Floor Plans

Hot Deal

Pulte Homes

4.1

17 North by K. Hovnanian® Homes in Phoenix-Mesa Arizona
Home in 17 North by K. Hovnanian® Homes
Home in 17 North by K. Hovnanian® Homes
Up to $27,000

$389,990 - $429,070

17 North

Phoenix, AZ 85085

4 Floor Plans

K. Hovnanian® Homes

4.4

Skye Ridge at Victory by Landsea Homes in Phoenix-Mesa Arizona
Home in Skye Ridge at Victory by Landsea Homes
Home in Skye Ridge at Victory by Landsea Homes

$359,990 - $391,001

Skye Ridge at Victory

Buckeye, AZ 85396

2 Floor Plans

Hot Deal

Landsea Homes

IronWing at Windrose by Brightland Homes in Phoenix-Mesa Arizona
Home in IronWing at Windrose by Brightland Homes
Home in IronWing at Windrose by Brightland Homes

$379,990 - $464,990

IronWing at Windrose

Litchfield Park, AZ 85340

5 Floor Plans

Brightland Homes

Avion - Premier by Lennar in Phoenix-Mesa Arizona
Home in Avion - Premier by Lennar
Home in Avion - Premier by Lennar
Up to $20,000

$394,990 - $484,990

Avion - Premier

Goodyear, AZ 85338

3 Homes

4 Floor Plans

Lennar

4.2

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Market Snapshot

Newest Communities in Surprise

Top Home Builders in Surprise

BuilderCommunitiesAverage Price
Taylor Morrison11$510,901
Toll Brothers6$673,299
Meritage Homes6$412,616
Landsea Homes6$445,501
Richmond American Homes5$533,840
Lennar5$489,634
Fulton Homes4$571,596
Brightland Homes3$513,590
KB Home2$407,583
New Home Co.2$442,652

Surprise. AZ features many of the best home builder communities in Phoenix, but finding lower priced homes has become increasingly difficult. In the last few years, the cost of building a new home in Surprise has increased substantially. Despite the rising trend of housing prices, it’s still possible to design and build an affordable home in the Surprise area. In fact, there are 100 communities and 31 builders in Surprise with homes starting at under $400K.

How to Find Homes in Surprise for Less than $400K?

Many builders recognize there is growing demand in the Surprise area for homes under the $400k price point and often have a few floor plans available, but these may be in limited supply. These brand new homes are relatively affordable. To ensure affordability without compromising on the quality of the home, builders may utilize value engineering techniques to reduce the cost of construction and keep the price of the home as low as possible. This may include building on a smaller lot or utilizing standard-sized materials, such as windows and doors, that provide high-value for the cost. The results are delivering similar quality at lower prices. Like any new home, you are likely to have the low maintenance and lower cost of ownership that makes new construciton a good value in Surprise,